ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare fha loan specialists in Alabaster. Review contact information and insurance categorys before you decide.
7 agents listed
Updated May 2026
Alabaster, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 7 fha loan specialists in Alabaster, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Check `n Go
1123 1st St N D, Alabaster, AL 35007
2056209948
World Finance
446 1st St SW, Alabaster, AL 35007
2056859490
Honor Mortgage LLC
101 Aviators Vw Dr, Alabaster, AL 35007
2052139299
Regional Finance
458 1st St SW, Alabaster, AL 35007
2054194309
Tower Loan
7895 Hwy 119 #10, Alabaster, AL 35007
2056057741
Cash King
873-C, 873 1st St N, Alabaster, AL 35007
2056632877
Credit Central
121 Buck Creek Plaza, Alabaster, AL 35007
2056219078
An FHA loan specialist in Alabaster Alabama helps homebuyers navigate Federal Housing Administration insured loans. These loans are popular in Shelby County due to lower down payment requirements and flexible credit standards. Alabama law requires all mortgage loan originators to be licensed through the Alabama State Banking Department.
What Does a FHA Loan Specialist in Alabaster Cost?
Typical costs for an FHA loan specialist in Alabama include an origination fee of 1 to 2 percent of the loan amount. Upfront mortgage insurance premium is 1.75 percent of the loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in Alabama average 3 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Alabaster Alabama in 2025?
For 2025 the FHA loan limit for a single family home in Shelby County is $498,257. This limit applies to most areas in Alabama and is set by the Department of Housing and Urban Development.
What is the minimum down payment for an FHA loan in Alabama?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price. This applies to borrowers with a credit score of 580 or higher. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment.
Are there Alabama specific requirements for FHA loans?
Alabama does not have state specific FHA loan requirements beyond federal guidelines. However all FHA appraisals in Alabama must be performed by a licensed appraiser. The property must also meet minimum safety and livability standards set by HUD.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Alabaster who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.