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Find FHA Loan Specialists Near You in Anniston, AL
Directory of fha loan specialists in Anniston, Alabama. Verify credentials with the state mortgage licensing authority before hiring.
14 agents listed
Updated May 2026
Anniston, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 14 fha loan specialists in Anniston, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
3216 McClellan Blvd, Anniston, AL 36201
2562359099
Heights Finance
309 S Quintard Ave d, Anniston, AL 36201
2562353024
LendNation
501 Quintard Ave Ste 9 & 10, Anniston, AL 36201
2562378755
Check `n Go
2491 US-431, Anniston, AL 36206
2568478889
Tower Loan
3210 McClellan Blvd, Anniston, AL 36206
2562417010
Calhoun Finance Company
1025 Noble St, Anniston, AL 36201
2562368885
Credit Central
3115 McClellan Blvd, Anniston, AL 36201
2562381012
Atlantic Bay Mortgage Group - Anniston AL
1430 Leighton Ave, Anniston, AL 36207
2568622122
The Whitmore Mortgage Group Powered By Success Mortgage Partners
429A Quintard Ave Ste 1, Anniston, AL 36207
2056573814
Anniston Finance
1025 Noble St, Anniston, AL 36201
2562384333
Providence Mortgage
311 E 11th St, Anniston, AL 36207
2562250010
Jackson Mortgage Company Inc
1119 Leighton Ave, Anniston, AL 36207
2562375177
Martha Elizabeth Crawford - Truist Mortgage Loan Officer
1111 Quintard Ave, Anniston, AL 36201
2564008281
Donna G Snider - Truist Mortgage Loan Officer
1111 Quintard Ave, Anniston, AL 36201
2567413110
An FHA loan specialist in Anniston, Alabama helps borrowers navigate Federal Housing Administration loans, which are popular for first-time homebuyers and those with lower credit scores. Alabama law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). Local specialists understand the Anniston real estate market and can guide you through FHA appraisal requirements and down payment assistance programs available in Calhoun County.
What Does a FHA Loan Specialist in Anniston Cost?
Typical costs for an FHA loan in Alabama include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount and an annual MIP of 0.45 to 1.05 percent depending on loan term and down payment. Closing costs in Anniston usually range from 2 to 5 percent of the purchase price, covering appraisal, title search, and lender fees. Some Alabama down payment assistance programs may reduce out-of-pocket costs. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Anniston?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. In Alabama, some lenders may accept scores as low as 500 with a 10 percent down payment. Your FHA loan specialist can review your specific situation.
Are there Alabama-specific rules for FHA loans?
Yes, Alabama follows standard FHA guidelines but also has state-specific laws regarding mortgage licensing and property disclosures. For example, Alabama requires a property disclosure form for sellers, and FHA appraisals must meet both federal and local safety standards.
How long does the FHA loan process take in Anniston?
The typical FHA loan process in Anniston takes 30 to 45 days from application to closing. Delays can occur if the property needs repairs to meet FHA minimum property requirements. Your specialist will help you prepare documents to speed up the process.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.