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Find FHA Loan Specialists Near You in Bessemer, AL
Looking for a fha loan specialist in Bessemer? Review the directory below to compare your options.
7 agents listed
Updated May 2026
Bessemer, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 7 fha loan specialists in Bessemer, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Credit Central
536 W Town Plz, Bessemer, AL 35020
2054240714
1st Franklin Financial
718 Academy Dr Suite 108, Bessemer, AL 35022
2054260711
Tower Loan
5031 Ford Pkwy Ste 102, Bessemer, AL 35022
2054321093
Regional Finance
5031 Ford Pkwy #104, Bessemer, AL 35022
2054327800
First Financial Bank
1630 4th Ave N, Bessemer, AL 35020
2054288472
Bessemer Finance Company
1819 3rd Ave N, Bessemer, AL 35020
2054286361
PNC Mortgage
1719 4th Ave N, Bessemer, AL 35020
2054812520
What Does a FHA Loan Specialist in Bessemer Cost?
Typical costs for an FHA loan in Alabama include an upfront mortgage insurance premium of 1.75% of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums range from 0.45% to 1.05% of the loan balance. Closing costs in Bessemer usually fall between 2% and 5% of the purchase price, including appraisal fees around $500 to $700, title insurance, and lender fees. These costs vary by lender and property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Bessemer?
Most FHA loans require a minimum credit score of 580 for a 3.5% down payment. Scores between 500 and 579 may still qualify with a 10% down payment. Alabama lenders follow FHA guidelines but may have additional overlays.
Are FHA loans only for first-time home buyers?
No, FHA loans are available to repeat buyers as well. You can use an FHA loan for a primary residence in Bessemer even if you have owned a home before. There is no first-time buyer restriction.
What is the FHA loan limit for Bessemer Alabama?
For 2024, the FHA loan limit for a single-family home in Jefferson County is $498,257. This limit applies to most areas and is adjusted annually by the Department of Housing and Urban Development.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.