Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 10 fha loan specialists in Orange Beach, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Team Acopia | Lower Mortgage
4790 Wharf Pkwy W F-208, Office E, Orange Beach, AL 36561
9016193665
Brian Lynch Cornerstone First Mortgage
25299 Canal Rd STE A6, Orange Beach, AL 36561
2515979750
Guild Mortgage - Cassandra Langley
4851 Wharf Pkwy E Unit D228, Orange Beach, AL 36561
8505542569
Chad Hampton, Cornerstone First Mortgage Orange Beach, AL
4547 Cypress Village Blvd Suite 15, Orange Beach, AL 36561
6016247163
Guild Mortgage - Kelly Lankford
4851 Wharf Pkwy E Unit D228, Orange Beach, AL 36561
2512138314
Bradley Shivers
4776 Main St, Orange Beach, AL 36561
3347596482
Richard Hampton
4851 Wharf Pkwy E Unit D228, Orange Beach, AL 36561
6016247163
Guild Mortgage - Priscilla Jones
4851 Wharf Pkwy E Unit D228, Orange Beach, AL 36561
2519786663
Movement Mortgage
4851 Wharf Pkwy W Ste D-228, Orange Beach, AL 36561
8773141499
Supreme Lending Orange Beach
25910 Canal Rd, Orange Beach, AL 36561
2512985317
What Does a FHA Loan Specialist in Orange Beach Cost?
Typical costs for FHA loan services in Alabama include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual MIP of 0.55 to 0.85 percent. Closing costs in Orange Beach range from 2 to 5 percent of the purchase price. Lender origination fees vary from 0.5 to 1.5 percent. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Orange Beach?
An FHA loan specialist guides borrowers through the FHA loan application process, including credit review, property appraisal, and documentation. They ensure the loan meets FHA guidelines and Alabama state regulations for mortgage origination.
What are the FHA loan limits for Orange Beach Alabama?
For 2024 the FHA loan limit for a single-family home in Baldwin County is $498,257. This limit applies to Orange Beach and adjusts annually based on median home prices.