Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 15 fha loan specialists in Oxford, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advance America
155 Plaza Ln, Oxford, AL 36203
2568317730
Easy Money
209 Grace St, Oxford, AL 36203
2564032400
World Finance
1225 Snow St #7, Oxford, AL 36203
2568316400
1st Franklin Financial
1716 Hamric Dr E Suite 5/6, Oxford, AL 36203
2568320450
Cynthia Roden and Brad Bentley | Fairway Independent Mortgage Corp
1047 Hamric Dr E, Oxford, AL 36203
2563101807
Regional Finance
1225 Snow St Suite 4, Oxford, AL 36203
2568351374
SC Mortgage Team -Fairway Independent Mortgage Corporation
250 Spring Branch Rd, Oxford, AL 36203
2563102485
LendNation
650 S Quintard Ave, Oxford, AL 36203
2568353883
Miranda Kelley - Team Acopia | Lower Mortgage
1711C Hillyer Robinson Industrial Pkwy C, Oxford, AL 36203
2564532479
Southwest Funding
1600 Hillyer Robinson Industrial Pkwy Suite D, Oxford, AL 36203
2563129485
Lendmark Financial Services LLC
190 Oxford Exchange Blvd, Oxford, AL 36203
2564054547
OneMain Financial
660 Creekside Dr Ste 1, Oxford, AL 36203
2568316466
Edwin Mortgage Team at Edge Home Finance
7 Snow St, Oxford, AL 36203
2563716811
First South Farm Credit
2341 AL-21, Oxford, AL 36203
2568316778
Family Loan Inc
1225 Snow St #5, Oxford, AL 36203
2568310056
What Does a FHA Loan Specialist in Oxford Cost?
Typical costs for an FHA loan specialist in Alabama include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.45 to 1.05 percent. Closing costs in Oxford usually range from 2 to 5 percent of the purchase price. Lender fees and origination charges vary by company. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Oxford Alabama?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Some lenders may accept scores as low as 500 with a 10 percent down payment. Alabama lenders follow FHA guidelines set by HUD.
How do I find a licensed FHA loan specialist in Oxford?
You can verify a loan specialist license through the Nationwide Mortgage Licensing System database. Look for specialists who have completed FHA-specific training and are approved by HUD. Local banks and mortgage companies in Oxford often employ FHA specialists.