Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 6 fha loan specialists in Spanish Fort, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advance Mortgage & Investment Company, LLC
30500 State Hwy 181 #460, Spanish Fort, AL 36527
2516213557
New American Funding - Daphne, AL
30179 Eastern Shore Ct Ste C, Spanish Fort, AL 36527
2512910478
Supreme Lending Spanish Fort
9808 Millwood Cir 1st floor suite c, Spanish Fort, AL 36527
2512065270
DHI Mortgage - Baldwin County
22500 Town Centre Ave Suite 102, Spanish Fort, AL 36527
2513165449
Langdon Broughton - Regions Mortgage Loan Officer
6729-M, Spanish Fort Blvd, Spanish Fort, AL 36527
2513621152
DHI Mortgage
22500 Town Centre Ave Suite 102, Spanish Fort, AL 36527
2513165449
What Does a FHA Loan Specialist in Spanish Fort Cost?
Typical costs for an FHA loan in Alabama include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount and an annual mortgage insurance premium (MIP) of 0.55% to 0.85% depending on loan terms. Closing costs in Spanish Fort generally range from 2% to 5% of the purchase price. These costs vary by lender, property value, and loan specifics. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Spanish Fort do?
An FHA loan specialist helps you understand FHA loan requirements, pre-qualify, and submit your application. They work with local lenders and ensure compliance with Alabama mortgage laws and FHA guidelines.
What are the FHA loan limits for Spanish Fort, Alabama?
For 2025, the FHA loan limit for a single-family home in Baldwin County, including Spanish Fort, is $498,257. Higher limits apply for multi-unit properties. These limits are set by the U.S. Department of Housing and Urban Development (HUD).