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Find FHA Loan Specialists Near You in Kenai, AK

Compare fha loan specialists in Kenai. Review contact information and insurance categorys before you decide.

8 agents listed
Updated May 2026
Kenai, AK
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alaska before hiring.
Showing 8 fha loan specialists in Kenai, AK Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
RE/MAX of the Peninsula
10767 Kenai Spur Hwy Suite A, Kenai, AK 99611
9072522743
Global Credit Union
230 Bidarka St, Kenai, AK 99611
8005259094
Nuvision Credit Union
10096 Kenai Spur Hwy, Kenai, AK 99611
8004446327
First National Bank Alaska Kenai Branch
11408 Kenai Spur Hwy, Kenai, AK 99611
9072836800
Fidelity Financial Services Inc
805 Frontage Rd #200a, Kenai, AK 99611
9078026444
KeyBank
801 Frontage Rd, Kenai, AK 99611
8444332072
Global Credit Union Home Loans | License #AK157293
230 Bidarka St #110, Kenai, AK 99611
8007373033
Edward Jones - Financial Advisor: Glenese Pettey
215 Fidalgo Ave Suite 101, Kenai, AK 99611
9076732277

An FHA loan specialist in Kenai, Alaska can guide you through the process of obtaining a Federal Housing Administration insured mortgage. Alaska has unique rules regarding property eligibility in rural and remote areas, such as the Kenai Peninsula. Specialists can help you understand local appraisal standards and Alaska specific borrower income limits.

What Does a FHA Loan Specialist in Kenai Cost?

Typical costs for an FHA loan specialist in Alaska include an origination fee of 1% to 1.5% of the loan amount, plus an upfront mortgage insurance premium of 1.75% of the loan value. Appraisal fees in Kenai range from $500 to $800 due to travel distances. Closing costs generally total 3% to 5% of the loan amount. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Kenai do?
An FHA loan specialist helps borrowers understand FHA loan requirements, including credit score minimums and down payment rules. In Alaska, they also address unique issues like property access in remote areas and the use of Alaska Housing Finance Corporation programs alongside FHA loans.
Are there Alaska specific rules for FHA loans?
Yes, Alaska has higher FHA loan limits due to the high cost of construction and land. The state also allows for special exceptions on property condition requirements in rural areas like Kenai. Specialists can explain how Alaska state law affects the appraisal and closing process.
How do I choose an FHA loan specialist in Kenai?
Look for a specialist who is familiar with Kenai Peninsula real estate and Alaska mortgage regulations. Check their experience with FHA loans and their knowledge of local property types, such as homes with septic systems or wells common in the area.