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Looking for a fha loan specialist in Gilbert? Review the directory below to compare your options.
19 agents listed
Updated May 2026
Gilbert, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arizona before hiring.
Showing 19 fha loan specialists in Gilbert, AZ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
MVP FUNDING
275 E Germann Rd, Gilbert, AZ 85297
8882739579
Jeremy House
2212 E Williams Field Rd #220, Gilbert, AZ 85295
6024352149
Price Mortgage LLC
690 E Warner Rd Ste. 103, Gilbert, AZ 85296
4804285220
Jeff Tisdale - Licensed Mortgage Loan Officer
365 E Germann Rd suite 301, Gilbert, AZ 85297
4252605893
Direct Mortgage Loans
365 E Germann Rd #301, Gilbert, AZ 85297
4803755326
Olympus Home Loans | Gilbert
2242 S Osborn Ln, Gilbert, AZ 85295
6026380079
Fairway Independent Mortgage Corporation
2174 E Williams Field Rd #220, Gilbert, AZ 85295
4804673009
Starboard Financial
4145 E Baseline Rd, Gilbert, AZ 85234
4808979777
Swift Mortgage
1528 E Williams Field Rd bldg c ste 201, Gilbert, AZ 85295
4803829062
Sean Imadiyi - Loan Officer at Price Mortgage, LLC
690 E Warner Rd Ste. 103, Gilbert, AZ 85296
4802841222
Josh Phillips - NMLS #1481547 - Price Mortgage
690 E Warner Rd Ste. 103, Gilbert, AZ 85296
4802204490
Aaron Payne - Licensed Mortgage Loan Officer
365 E Germann Rd #301, Gilbert, AZ 85297
4808629976
Desert State Mortgage
2200 E Williams Field Rd #200, Gilbert, AZ 85295
8884455007
Servando Rojas - Licensed Mortgage Loan Officer
365 E Germann Rd #301, Gilbert, AZ 85297
4803755326
Mike Jones - Licensed Mortgage Loan Officer Direct Mortgage Loans
365 E Germann Rd suite 301, Gilbert, AZ 85297
6027619801
Ken Seaver - NMLS# 149000 - Price Mortgage
690 E Warner Rd #110, Gilbert, AZ 85296
4807856035
Maria Lopez Mortgage Loan Officer - Barrett Financial
275 E Rivulon Blvd #200, Gilbert, AZ 85295
4805992845
The Starks Team - Mortgage Brokers
1530 E Williams Field Rd Ste. 105, Gilbert, AZ 85295
4804005626
Housed Home Loans
2212 E Williams Field Rd #220, Gilbert, AZ 85295
6024352149
FHA loan specialists in Gilbert Arizona help homebuyers secure government-backed mortgages with lower down payments and flexible credit requirements. Arizona law requires all mortgage loan originators to be licensed through the Arizona Department of Insurance and Financial Institutions. Gilbert residents benefit from FHA loans that are popular for first-time buyers and those with limited savings.
What Does a FHA Loan Specialist in Gilbert Cost?
Typical costs for an FHA loan in Gilbert Arizona include an upfront mortgage insurance premium of 1.75 percent of the loan amount plus annual mortgage insurance premiums ranging from 0.45 to 1.05 percent. Closing costs generally range from 2 to 5 percent of the purchase price and can include appraisal fees title insurance and lender fees. Some costs may be paid by the seller or through lender credits. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Gilbert Arizona?
For 2025 the FHA loan limit for a single-family home in Maricopa County including Gilbert is $530,150. Higher limits apply for duplexes triplexes and four-unit properties. These limits are set by the U.S. Department of Housing and Urban Development.
What credit score is needed for an FHA loan in Gilbert?
FHA loans generally require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Individual lenders in Gilbert may set their own credit score requirements above the FHA minimum.
Do FHA loans require mortgage insurance in Arizona?
Yes all FHA loans require both an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium paid monthly. The annual premium rate depends on the loan term and loan-to-value ratio. This insurance protects the lender if the borrower defaults.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Arizona.