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Directory of fha loan specialists in Tucson, Arizona. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Tucson, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arizona before hiring.
Showing 20 fha loan specialists in Tucson, AZ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
John Paul Padilla | Patriot Pacific Financial Corp Loan Officer
1955 W Grant Rd #120, Tucson, AZ 85745
4159094116
Jason Rose and Mitchell Jones - Stellar Partners - NOVA Home Loans
6893 N Oracle Rd Suite 121, Tucson, AZ 85704
5206182505
Jeannie Davis | Vice President & Senior Loan Officer – NOVA® Home Loans
6245 E Broadway Blvd #400, Tucson, AZ 85711
5209919443
Gabe Encinas | Loan Officer | Fairway Independent Mortgage
5210 E Williams Cir #500, Tucson, AZ 85711
5204004289
Phaedra Wilson Altitude Home Loans
4031 E Sunrise Dr, Tucson, AZ 85718
5206172925
An FHA loan specialist in Tucson Arizona helps borrowers navigate Federal Housing Administration insured loans. These loans are popular in Tucson due to lower down payment requirements and flexible credit guidelines. Arizona law does not impose additional state-specific FHA regulations but local property tax and insurance rules apply.
What Does a FHA Loan Specialist in Tucson Cost?
Typical costs for an FHA loan specialist in Tucson include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount and an annual MIP of 0.55 percent to 0.85 percent. Lender origination fees range from 0.5 percent to 1.5 percent of the loan. Closing costs in Arizona average 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Tucson do?
An FHA loan specialist guides you through the FHA loan process including pre-qualification application and closing. They help you meet FHA requirements such as a minimum 3.5 percent down payment and a credit score of 580 or higher. They also explain Arizona specific costs like property taxes and homeowners insurance.
What are the FHA loan limits for Tucson Arizona in 2025?
For 2025 the FHA loan limit for a single-family home in Pima County is $498,257 for low-cost areas and up to $1,149,825 for high-cost areas. These limits are set by HUD and apply to all Arizona counties. A specialist can confirm the exact limit for your specific property.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Arizona.