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Find FHA Loan Specialists Near You in Fort Smith, AR
Browse fha loan specialists serving Fort Smith, Arkansas. Contact information and addresses listed below.
16 agents listed
Updated May 2026
Fort Smith, AR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arkansas before hiring.
Showing 16 fha loan specialists in Fort Smith, AR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Financial Mortgage
8500 Phoenix Ave STE A, Fort Smith, AR 72903
4797829300
Fairway Independent Mortgage Corporation
4611 Rogers Ave STE 103, Fort Smith, AR 72903
4796483030
Farmers Bank
7820 Rogers Ave, Fort Smith, AR 72903
4796493000
FirstTrust Home Loans, Inc.
3900 Rogers Ave, Fort Smith, AR 72903
8709425050
United Federal Credit Union - Jenny Lind
8900 Jenny Lind Rd, Fort Smith, AR 72908
8889821400
Chandler Doss - First Community Mortgage - NMLS ID 1553256
8434 Phoenix Ave STE G, Fort Smith, AR 72903
4794614720
Arvest Bank
5000 Rogers Ave, Fort Smith, AR 72903
4795731104
SWBC Mortgage Fort Smith
2525 Rogers Ave, Fort Smith, AR 72901
4797834400
Firstar Bank
6200 Massard Rd, Fort Smith, AR 72916
4795512600
Rose Catalano, SWBC Mortgage
2525 Rogers Ave, Fort Smith, AR 72901
4797834400
First Western Mortgage
3914 Massard Rd, Fort Smith, AR 72903
4794242622
First Community Mortgage - Fort Smith, AR
8434 Phoenix Ave STE G, Fort Smith, AR 72903
8004648626
United Federal Credit Union - Mortgage Advisor
8900 Jenny Lind Rd, Fort Smith, AR 72908
8889821400
Gary Oconnor | Fairway Independent Mortgage Corporation Branch Manager
4611 Rogers Ave STE 103, Fort Smith, AR 72903
4796483030
Commercial Real Estate Mortgage Loans Fort Smith AR
13 S 5th St # G, Fort Smith, AR 72901
4793881010
U.S. Bank-Lauren Mays-Mortgage Sales Supervisor
Bank Area Served, Fort Smith, AR 72908
4792353178
An FHA loan specialist in Fort Smith, Arkansas helps borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. Fort Smith is part of Sebastian County, and Arkansas law requires all mortgage loan originators to be licensed through the Arkansas Securities Department. Local specialists understand the regional housing market and can guide you through FHA loan limits specific to the Fort Smith area.
What Does a FHA Loan Specialist in Fort Smith Cost?
Typical costs for an FHA loan specialist in Arkansas include an origination fee of 1% to 1.5% of the loan amount, plus an upfront mortgage insurance premium of 1.75% of the base loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% of the loan balance. Closing costs in Fort Smith generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Fort Smith do?
An FHA loan specialist helps you apply for an FHA-insured mortgage. They review your financial documents, explain FHA requirements, and guide you through the approval process. In Arkansas, they must follow state licensing rules set by the Arkansas Securities Department.
What are FHA loan limits for Fort Smith Arkansas?
For 2025, the FHA loan limit for a single-family home in Sebastian County, including Fort Smith, is $498,257. This limit is set by the U.S. Department of Housing and Urban Development and may change annually. A specialist can confirm the current limit for your specific property type.
Do I need a special license to be an FHA loan specialist in Arkansas?
Yes. In Arkansas, all mortgage loan originators must be licensed through the Nationwide Multistate Licensing System and registered with the Arkansas Securities Department. This includes completing pre-licensing education, passing a national exam, and undergoing a background check.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Arkansas.