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Compare FHA Loan Specialists in White Hall, AR

Browse fha loan specialists serving White Hall, Arkansas. Contact information and addresses listed below.

3 agents listed
Updated June 2026
White Hall, AR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Arkansas before hiring.
Showing 3 fha loan specialists in White Hall, AR Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Pine Federal Credit Union
5100 Jefferson Pkwy, White Hall, AR 71602
(870) 247-5100 pinefcu.com
Stone Bank
7739 Sheridan Rd #3261, White Hall, AR 71602
(833) 253-2265 stonebank.com
Fbt Bank & Mortgage
7199 Sheridan Rd, White Hall, AR 71602
(870) 247-9700 fbtbank.com

FHA loan specialists in White Hall, Arkansas help homebuyers secure government-backed mortgages with lower down payments. These loans are popular in Jefferson County due to flexible credit requirements. Local specialists understand Arkansas property tax laws and the state's first-time homebuyer programs.

What Does a FHA Loan Specialist in White Hall Cost?

Typical costs for an FHA loan specialist in Arkansas include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85%. Closing costs in White Hall range from 2% to 5% of the purchase price. Some specialists charge a flat fee of $500 to $1,000 for their services. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in White Hall do?
An FHA loan specialist guides you through the FHA loan process, from pre-approval to closing. They help you understand Arkansas-specific requirements like property condition standards and appraisal rules. They also assist with documentation for the Arkansas Development Finance Authority programs.
What are the minimum credit score requirements for an FHA loan in Arkansas?
The minimum credit score for an FHA loan is typically 580 for a 3.5% down payment. Borrowers with scores between 500 and 579 may qualify with a 10% down payment. Arkansas does not have state-specific credit score rules beyond federal FHA guidelines.

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