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Showing 3 fha loan specialists in Alhambra, CA
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Uni First Investment, Inc.
Office building, 801 S Garfield Ave UNIT 308, Alhambra, CA 91801
6262150218
AI Mortgage Lending
388 E Valley Blvd suite 200, Alhambra, CA 91801
9098361234
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388 E Valley Blvd UNIT 121, Alhambra, CA 91801
6264586878
What Does a FHA Loan Specialist in Alhambra Cost?
Typical costs for an FHA loan specialist in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs usually range from 2 to 5 percent of the purchase price. For a 500,000 home this means 10,000 to 25,000 in closing costs plus the upfront MIP. Costs vary by lender loan size and borrower profile. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Alhambra?
You generally need a credit score of at least 580 to qualify for the 3.5 percent down payment option. Scores between 500 and 579 may still qualify but require a 10 percent down payment. Each lender may have additional requirements.
Are FHA loan limits different in Alhambra California?
Yes FHA loan limits vary by county. For Los Angeles County which includes Alhambra the 2025 limit for a single family home is 1,209,750 for high cost areas. Check with your specialist for the exact current limit.
What documents do I need to apply for an FHA loan in California?
You need recent pay stubs W 2 forms tax returns from the last two years bank statements and a valid ID. Self employed borrowers must also provide profit and loss statements. California lenders may also request rental history if you are a first time buyer.