ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a fha loan specialist in Arcata? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Arcata, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 6 fha loan specialists in Arcata, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
791 8th St suite b, Arcata, CA 95521
7073171506
Coldwell Banker Sellers Realty
985 `G` Street, Arcata, CA 95521
7078225971
Bailey Mortgage
934 H St, Arcata, CA 95521
7078229294
LPL Financial, Ken Houldsworth CFP, Amy Taylor
1400 10th St, Arcata, CA 95521
7078227241
Rick Bailey Mortgage Unlimited
934 H St, Arcata, CA 95521
7078229294
Hii Mortgage Loans Arcata Ca
684 Hidden Creek Rd E, Arcata, CA 95521
7073888799
What Does a FHA Loan Specialist in Arcata Cost?
Typical costs for an FHA loan specialist in California include an origination fee of 1% of the loan amount, plus third party fees for appraisal, credit report, and title insurance. For a $300,000 loan, total closing costs often range from $8,000 to $12,000. The FHA requires an upfront mortgage insurance premium of 1.75% of the loan amount, which can be rolled into the loan. Annual mortgage insurance premiums vary from 0.45% to 1.05% of the loan balance. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Arcata do?
An FHA loan specialist guides you through the FHA loan process, including pre approval, documentation, and closing. They help you meet California specific requirements like earthquake insurance and property condition standards.
What are the FHA loan limits for Arcata California in 2024?
For 2024, the FHA loan limit for a single family home in Arcata is $498,257. This limit is set by the Department of Housing and Urban Development and applies to Humboldt County.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Arcata who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.