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Looking for a fha loan specialist in Benicia? Review the directory below to compare your options.
15 agents listed
Updated May 2026
Benicia, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 15 fha loan specialists in Benicia, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Monica Jones - CrossCountry Mortgage, Inc.
177 Military E, Benicia, CA 94510
9252639522
Darlene Espinoza - CrossCountry Mortgage, Inc
177 Military E, Benicia, CA 94510
5108162904
Guaranteed Rate
555 First St #102, Benicia, CA 94510
7073925179
Portal Home Loans
281 E H St, Benicia, CA 94510
9255218860
Sean Murphy - Peoples Home Equity
560 First St Ste B206, Benicia, CA 94510
7077042028
John Holme at CrossCountry Mortgage
177 Military E, Benicia, CA 94510
7073408119
Jennifer Wilson- GTG Financial, Inc.
1350 Hayes St Suite C7, Benicia, CA 94510
7072082459
American Pacific Mortgage - All California Mortgage
1090 Adams St STE L, Benicia, CA 94510
7074862860
CrossCountry Mortgage, LLC
177 Military E, Benicia, CA 94510
7073615500
Chase Home Lending
802 Southampton Rd, Benicia, CA 94510
7073199788
US Bank Mortgage
Benicia, CA 94510
7077454144
Advanced Mortgage Services
615 First St, Benicia, CA 94510
7077487630
Pinnacle Home Loans
920 First St #205, Benicia, CA 94510
7072461010
Claire D Tan - Chase Home Lending Advisor - NMLS ID 669379
802 Southampton Rd, Benicia, CA 94510
7073199788
Peoples Home Equity, Inc.
560 First St Suite B-206, Benicia, CA 94510
7077509594
FHA loan specialists in Benicia, California help homebuyers navigate the Federal Housing Administration loan process. These loans are popular in Solano County due to lower down payment requirements and flexible credit guidelines. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Benicia Cost?
Typical costs for an FHA loan in California include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, and an annual mortgage insurance premium (MIP) ranging from 0.45 to 1.05 percent. Closing costs in Benicia generally range from 2 to 5 percent of the purchase price. Lender fees, appraisal fees, and title insurance are additional. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Benicia?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may have overlays beyond FHA minimums.
Are there California-specific rules for FHA loans?
California requires all mortgage loan originators to be licensed and registered with the NMLS. FHA loans in California also must comply with state disclosure laws, including the California Residential Mortgage Lending Act. Local property tax rules in Solano County apply.
How long does the FHA loan process take in Benicia?
The typical FHA loan process takes 30 to 45 days from application to closing. Delays can occur due to appraisal backlogs or additional documentation requests. California law mandates a three-day right of rescission for refinances.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.