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Find FHA Loan Specialists in Burlingame, CA

Directory of fha loan specialists in Burlingame, California. Verify credentials with the state mortgage licensing authority before hiring.

19 agents listed
Updated May 2026
Burlingame, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 19 fha loan specialists in Burlingame, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
General Mortgage Capital Corporation - Burlingame
1350 Old Bayshore Hwy #740, Burlingame, CA 94010
6503407400
Premier Lending, Inc
1199 Howard Ave #200, Burlingame, CA 94010
6505791000
All Elite Loan, Inc.
1601 Old Bayshore Hwy #360, Burlingame, CA 94010
6502318888
Alberto Zamudio Home Loan Consultant. NMLS #282940
800 Airport Blvd. #417, Burlingame, CA 94010
6503151116
Joanne Shen
1350 Old Bayshore Hwy #740, Burlingame, CA 94010
4088964588
Phil Caulfield
800 Airport Blvd. #417, Burlingame, CA 94010
6502220386
California Real Estate Loans
851 Burlway Rd Suite 511, Burlingame, CA 94010
6503424466
Action Residential Mortgage + Property Management
1466 Bellevue Ave #27, Burlingame, CA 94010
6508644966
New American Funding - Troy Village
800 Airport Blvd. #417, Burlingame, CA 94010
6507537958
Divorce Mortgage Advisors
840 Hinckley Rd # 150, Burlingame, CA 94010
6502930016
New American Funding - Conrado Perez
800 Airport Blvd. #417, Burlingame, CA 94010
6693411857
Bob Stamatatos
1290 Howard Ave Suite 323, Burlingame, CA 94010
6503486171
Anna Jing Wang
1350 Old Bayshore Hwy #740, Burlingame, CA 94010
4155988388
Gordon Fong, Loan Officer
1350 Old Bayshore Hwy #740, Burlingame, CA 94010
4159878677
The David Team at Guaranteed Rate Affinity
1427 Chapin Ave, Burlingame, CA 94010
6502012073
New American Funding - Burlingame, CA
800 Airport Blvd. #417, Burlingame, CA 94010
6506423810
Margeate Work - Work & Associates Home Loans
1350 Old Bayshore Hwy Ste. 520, Burlingame, CA 94010
9168473090
RMC Real Estate Loans
1419 Burlingame Ave # R, Burlingame, CA 94010
6505792600
FMC Lending
380 Beach Rd Suite D, Burlingame, CA 94010
8882974440

An FHA loan specialist in Burlingame helps homebuyers navigate government-backed mortgages insured by the Federal Housing Administration. These loans often require a lower down payment and have flexible credit standards. In California, FHA loan limits for San Mateo County are higher than the national baseline due to local housing costs, making them a popular option for first-time buyers in Burlingame.

What Does a FHA Loan Specialist in Burlingame Cost?

Typical costs for an FHA loan specialist in California include an origination fee of 0.5 to 1.0 percent of the loan amount plus third party fees for appraisal credit report and title services. Total closing costs often range from 3 to 6 percent of the purchase price. For a $800,000 home in Burlingame this could mean $24,000 to $48,000 in closing costs. Note that this is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Burlingame do?
An FHA loan specialist guides borrowers through the FHA loan process including pre-approval documentation and property eligibility. They ensure the loan meets HUD guidelines and California specific requirements like earthquake insurance disclosures.
What are the FHA loan limits for Burlingame California in 2025?
For 2025 the FHA loan limit for a single family home in San Mateo County including Burlingame is $1,149,825. This high limit reflects the area median home price and allows more buyers to use FHA financing.
Do I need private mortgage insurance on an FHA loan in California?
Yes FHA loans require an upfront mortgage insurance premium of 1.75% of the loan amount and an annual MIP that varies by loan term and down payment. In California this MIP typically stays for the life of the loan if your down payment is less than 10 percent.