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FHA Loan Specialists in Calexico, CA

Browse fha loan specialists serving Calexico, California. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Calexico, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 fha loan specialists in Calexico, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Selecto Services Title Loans - LoanMart Calexico
236 E 1st St, Calexico, CA 92231
8446202274
American House Financial
1074 E Cole Rd Suite 15, Calexico, CA 92231
7604273610

An FHA loan specialist in Calexico California can help you navigate the process of obtaining a government-backed mortgage. These loans are popular in the Imperial Valley due to lower down payment requirements and flexible credit guidelines. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).

What Does a FHA Loan Specialist in Calexico Cost?

Typical costs for an FHA loan in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Lender fees may range from 500 to 2,000 dollars depending on the lender and loan complexity. Closing costs in Calexico usually total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is an FHA loan specialist in Calexico?
An FHA loan specialist is a licensed mortgage professional who helps borrowers apply for loans insured by the Federal Housing Administration. They guide you through documentation, credit requirements, and property eligibility in Calexico.
What are the FHA loan limits for Calexico California?
FHA loan limits for Calexico are set by the Department of Housing and Urban Development and vary by county. In Imperial County the 2024 limit for a single-family home is typically around $498,257. A specialist can confirm the current limit for your specific property type.
Do I need a minimum credit score for an FHA loan in California?
FHA loans generally require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify but must make a 10 percent down payment. A Calexico specialist can review your credit profile and options.