Skip to main content

FHA Loan Specialists in Camarillo, CA

Directory of fha loan specialists in Camarillo, California. Verify credentials with the state mortgage licensing authority before hiring.

12 agents listed
Updated May 2026
Camarillo, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 12 fha loan specialists in Camarillo, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Silverio Garcia-Silver Mortgage Group
916 W Ventura Blvd #100, Camarillo, CA 93010
8054799283
Ivan Oberon - Mortgage Broker - Real Estate Investor
1623 Regent St, Camarillo, CA 93010
8052362647
Broadview Home Loans
333 N Lantana St #134, Camarillo, CA 93010
8053890282
Loan Production Office: Gary Alamin, Mortgage Broker NMLS #234400
360 Mobil Ave #101, Camarillo, CA 93010
8059876919
The Money Store
601 E Daily Dr # 122, Camarillo, CA 93010
8053028224
MY Home Lending
2011 Ventura Blvd, Camarillo, CA 93010
8054075777
Frank Magana Jr. (Branch Manager) - Mason-McDuffie Mortgage Corporation
360 Mobil Ave Suite 218-A, Camarillo, CA 93010
7144692906
Direct Capital Funding
333 N Lantana St #113, Camarillo, CA 93010
8052224608
Edward Montelongo
333 N Lantana St #100, Camarillo, CA 93010
8055013120
Manuel L. Manzano
333 N Lantana St #100, Camarillo, CA 93010
8056574387
Pacific Coast Funding
440 Paseo Camarillo Suite 206, Camarillo, CA 93010
8054077774
Finance of America Mortgage LLC
770 Paseo Camarillo, Camarillo, CA 93010
8189951700

An FHA loan specialist in Camarillo California can help you navigate FHA loan requirements and California specific regulations. These specialists assist with low down payment options and credit score guidelines set by the Federal Housing Administration. Local knowledge of Ventura County housing markets and California property laws is valuable for a smooth loan process.

What Does a FHA Loan Specialist in Camarillo Cost?

Typical costs for an FHA loan specialist in California include an origination fee of 1 to 2 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan term and down payment. Additional costs may include appraisal fees around $500 to $700 and credit report fees of $30 to $50. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Camarillo California?
For 2024 the FHA loan limit for Ventura County including Camarillo is $1,149,825 for a single family home. This limit is higher than standard limits due to the high cost area designation. Your specialist can confirm current limits for your specific property type.
What credit score is needed for an FHA loan in Camarillo?
FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. California lenders may have additional overlays so check with your specialist.
What documents do I need for an FHA loan application in California?
You need recent pay stubs W-2 forms tax returns bank statements and government issued ID. California law also requires proof of California residency or intent to occupy the property. Your specialist will provide a full checklist based on your situation.