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Directory of fha loan specialists in Cerritos, California. Verify credentials with the state mortgage licensing authority before hiring.
11 agents listed
Updated May 2026
Cerritos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 11 fha loan specialists in Cerritos, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sun West Mortgage Company, Inc. NMLS ID 3277
18303 Gridley Rd, Cerritos, CA 90703
8004537884
American Prime Lending
18000 Studebaker Rd # 700, Cerritos, CA 90703
8888529608
Brooks Mortgage, Inc.
18000 Studebaker Rd # 700, Cerritos, CA 90703
8776555870
NTMR Holdings
10900 183rd St Suite 285, Cerritos, CA 90703
5622539927
Solve Lending & Realty
18000 Studebaker Rd # 700, Cerritos, CA 90703
5622629162
Sun West Mortgage Eddie Rosales
18303 Gridley Rd, Cerritos, CA 90703
5622841040
Raquel Barrios
19112 Gridley Rd suite 211, Cerritos, CA 90703
3232396422
Capital BOC
17100 Norwalk Blvd Ste 105, Cerritos, CA 90703
5623244345
Hozoro Mortgage
17777 Center Ct Dr N #600, Cerritos, CA 90703
5627390109
iCore Lending, Inc.
12800 Center Ct Dr S #500, Cerritos, CA 90703
5624501644
Maximum Lending
18000 Studebaker Rd # 700, Cerritos, CA 90703
9493420610
An FHA loan specialist in Cerritos California can guide you through the process of obtaining a Federal Housing Administration insured mortgage. These loans are popular for first time home buyers and those with lower credit scores. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Cerritos Cost?
FHA loan costs in California include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums (MIP) range from 0.45% to 1.05% depending on loan term and loan to value ratio. Closing costs typically range from 2% to 5% of the loan amount, including lender fees, appraisal fees, and title insurance. Costs vary by lender and borrower profile. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Cerritos do?
An FHA loan specialist helps borrowers understand FHA loan requirements, pre qualify for a loan, and submit a complete application. They also explain California specific rules such as the state cap on FHA loan limits for Los Angeles County.
What are the FHA loan limits for Cerritos California?
For 2024 the FHA loan limit for a single family home in Los Angeles County which includes Cerritos is $1,149,825. This high limit reflects the area median home prices. A specialist can confirm the current limit for your specific property type.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.