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Compare fha loan specialists in Citrus Heights. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Citrus Heights, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 fha loan specialists in Citrus Heights, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Loan Lady Club
6939 Sunrise Blvd STE 225, Citrus Heights, CA 95610
9167088555
Coastal Pacific Mortgage
5530 Birdcage St #110, Citrus Heights, CA 95610
9168441292
Veronica DeWitt | Home Loan Specialist at Barrett Financial Group
5750 Sunrise Blvd Ste 130 #E, Citrus Heights, CA 95610
5103968994
Residential Home Loans
5751 Sunrise Blvd, Citrus Heights, CA 95610
9169525626
Sunrise Vista Mortgage Corporation
6060 Sunrise Vista Dr, Citrus Heights, CA 95610
9167292000
What Does a FHA Loan Specialist in Citrus Heights Cost?
Typical costs for FHA loan specialist services in California include an origination fee of up to 1 percent of the loan amount and an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the base loan amount. Annual mortgage insurance premiums (MIP) range from 0.45 to 1.05 percent depending on loan term and down payment. Closing costs generally total 3 to 5 percent of the purchase price. These figures are estimates and actual costs depend on your specific loan and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Citrus Heights?
An FHA loan specialist helps you understand FHA loan requirements, prequalify, and submit your application. They also advise on property eligibility and local Citrus Heights market conditions.
What are the FHA loan limits for Citrus Heights California?
FHA loan limits vary by county. For Sacramento County which includes Citrus Heights the 2025 limit for a single-family home is typically around $524,225 for low-cost areas. Check HUD updates for exact figures.
Do I need a special license to be an FHA loan specialist in California?
Yes. In California all mortgage loan originators must hold a valid license through the NMLS and complete continuing education. You can verify a specialist license on the NMLS Consumer Access website.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.