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Find FHA Loan Specialists in Clovis, CA

Compare fha loan specialists in Clovis. Review contact information and insurance categorys before you decide.

8 agents listed
Updated May 2026
Clovis, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 8 fha loan specialists in Clovis, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
MAV Mortgage
755 N Peach Ave h5, Clovis, CA 93611
5595788866
Andrey Dimitrashuk - Lending Concepts
565 Pollasky Ave, Clovis, CA 93612
5597091820
Citywide Home Mortgage- Clovis, CA
755 N Peach Ave f16, Clovis, CA 93611
5594174053
Chris Merrill - Merrill Loans Team
565 Pollasky Ave #201, Clovis, CA 93612
5595938207
Mission Mortgage & Realty
777 Minnewawa Ave # 4, Clovis, CA 93612
5592917355
Benchmark Mortgage, Clovis
1575 Shaw Ave #104, Clovis, CA 93611
5592696326
Compass Mortgage Team
418 Clovis Ave, Clovis, CA 93612
5596440303
Evergreen Home Loans Clovis-Fresno NMLS ID 2773493
620 Dewitt Ave #102, Clovis, CA 93612
5595123723

An FHA loan specialist in Clovis, California helps homebuyers navigate government-backed mortgages with lower down payments and flexible credit requirements. These specialists understand local real estate conditions in Fresno County and California specific laws, such as the California Civil Code regarding mortgage disclosures. They guide clients through FHA loan limits, which for 2025 in Fresno County are set at $498,257 for a single-family home.

What Does a FHA Loan Specialist in Clovis Cost?

Typical costs for an FHA loan specialist in Clovis, California include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 1.05 percent. Origination fees range from 0.5 to 1.5 percent of the loan amount. Third-party costs like appraisal and title fees add $500 to $2,000. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Clovis California in 2025?
For 2025, the FHA loan limit for a single-family home in Fresno County, which includes Clovis, is $498,257. This amount is set by the U.S. Department of Housing and Urban Development and applies to standard FHA loans.
What credit score is needed for an FHA loan in Clovis?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. California law does not add extra credit score requirements beyond federal FHA rules.
Are there California specific requirements for FHA loans?
Yes, California requires lenders to provide a Good Faith Estimate and a Truth in Lending disclosure within three business days of application. California also mandates a home inspection disclosure and a natural hazard disclosure for properties in flood zones or earthquake areas.