Find FHA Loan Specialists in Colton, CA
Looking for a fha loan specialist in Colton? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of California before hiring.
Showing 4 fha loan specialists in Colton, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Colton Cost?
Typical costs for an FHA loan specialist in California include an origination fee of 1% to 1.5% of the loan amount, plus an upfront mortgage insurance premium of 1.75% of the loan. Annual mortgage insurance premiums range from 0.45% to 1.05% of the loan balance. Total closing costs in Colton usually fall between $8,000 and $15,000, depending on the loan size and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum FHA loan requirements in Colton California?
FHA loans typically require a minimum 3.5% down payment and a credit score of at least 580. Borrowers must also have a debt-to-income ratio below 43% and the property must meet FHA appraisal standards. California specific rules may apply for condominium approvals.
How do I find a licensed FHA loan specialist in Colton?
You can verify a loan specialist license through the California Department of Financial Protection and Innovation or the Nationwide Multistate Licensing System. Look for specialists who have completed FHA specific training and have experience with California property values.