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Directory of fha loan specialists in Colton, California. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Colton, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 4 fha loan specialists in Colton, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
INLAND HOME MORTGAGE
1003 E Cooley Dr Ste. 207, Colton, CA 92324
9516218119
Christian Lopez- Mortgage Loan Officer- Hablo Español- Prestamista Hipotecario
823 N La Cadena Dr, Colton, CA 92324
9097426013
Happy Investments, Inc. Colton Ca
1040 S Mt Vernon Ave G-118D, Colton, CA 92324
9094306171
Vesta Financial Capital
635 N La Cadena Dr, Colton, CA 92324
9094300910
FHA loan specialists in Colton, California help homebuyers secure mortgages insured by the Federal Housing Administration. These loans often require a lower down payment and credit score than conventional loans, making them popular in San Bernardino County. California law mandates that all FHA loan originators be licensed through the Nationwide Multistate Licensing System.
What Does a FHA Loan Specialist in Colton Cost?
Typical costs for an FHA loan specialist in California include an origination fee of 1% to 1.5% of the loan amount, plus an upfront mortgage insurance premium of 1.75% of the loan. Annual mortgage insurance premiums range from 0.45% to 1.05% of the loan balance. Total closing costs in Colton usually fall between $8,000 and $15,000, depending on the loan size and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum FHA loan requirements in Colton California?
FHA loans typically require a minimum 3.5% down payment and a credit score of at least 580. Borrowers must also have a debt-to-income ratio below 43% and the property must meet FHA appraisal standards. California specific rules may apply for condominium approvals.
How do I find a licensed FHA loan specialist in Colton?
You can verify a loan specialist license through the California Department of Financial Protection and Innovation or the Nationwide Multistate Licensing System. Look for specialists who have completed FHA specific training and have experience with California property values.
What is the FHA loan limit for Colton California in 2025?
For 2025, the FHA loan limit for a single family home in San Bernardino County, which includes Colton, is $530,150 for a standard loan. High cost area limits may apply for certain zip codes. These limits are adjusted annually by HUD.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.