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Compare fha loan specialists in Concord. Review contact information and insurance categorys before you decide.
7 agents listed
Updated May 2026
Concord, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 7 fha loan specialists in Concord, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Pinnacle Capital Mortgage Corporation
1390 Willow Pass Rd # 560, Concord, CA 94520
9253495793
Land Home Financial Services, Inc.
1355 Willow Way, Concord, CA 94520
8002415263
LaMorinda Real Estate Luxury Services
1848 Willow Pass Rd #208, Concord, CA 94520
9258258494
Mason-McDuffie Mortgage Corporation
1200 Concord Ave Ste. 175, Concord, CA 94520
9258491540
Brian Reeg
1200 Concord Ave #180, Concord, CA 94520
9253030915
Stephen Seidler
1200 Concord Ave, Concord, CA 94520
9253637255
Maribel Aparicio
1000 Burnett Ave Suite 450, Concord, CA 94520
9254977434
FHA loan specialists in Concord California help homebuyers and homeowners access government backed mortgages with lower down payments. California law requires FHA loan specialists to be licensed by the Department of Financial Protection and Innovation. These professionals guide clients through the FHA approval process and California specific property requirements.
What Does a FHA Loan Specialist in Concord Cost?
Typical costs for an FHA loan specialist in California include an origination fee of 1 to 2 percent of the loan amount. Third party costs such as appraisal fees range from 500 to 700 dollars and title insurance costs vary by county. Closing costs in California generally total 3 to 6 percent of the purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Concord California?
For 2025 the FHA loan limit for a single family home in Contra Costa County is $1,209,750. This limit applies to Concord and surrounding areas. Limits are set by the Federal Housing Administration and adjust annually based on median home prices.
What credit score do I need for an FHA loan in California?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. California lenders may have their own overlays that require higher scores.
Do FHA loans require mortgage insurance in California?
Yes FHA loans require an upfront mortgage insurance premium of 1.75 percent of the loan amount. They also require an annual mortgage insurance premium that ranges from 0.45 to 1.05 percent. This insurance is required for the life of the loan if your down payment is less than 10 percent.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.