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Compare fha loan specialists in Davis. Review contact information and insurance categorys before you decide.
13 agents listed
Updated May 2026
Davis, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 13 fha loan specialists in Davis, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Lori Sinor
404 2nd St, Davis, CA 95616
5304067200
Marc Thompson, Mortgage Lender NMLS Lic. #282260
437 F St, Davis, CA 95616
5307538800
Nate Pina - AMC Mortgage
422 2nd St, Davis, CA 95616
7077186060
Rick Carrie - Davis PrimeLending Mortgage Lender
508 2nd St #102, Davis, CA 95616
9167164911
PrimeLending, A PlainsCapital Company - Yolo
508 2nd St #102, Davis, CA 95616
5302313165
Generations Home Loans | David Massey NMLS# 1029444
401 2nd St, Davis, CA 95616
9256994864
C2 Financial Corp/Steve Oka
2050 Lyndell Terrace STE 220, Davis, CA 95616
5307921160
Sinor Mengali Group at Guild Mortgage
404 2nd St, Davis, CA 95616
5304067200
Guild Mortgage Company
404 2nd St, Davis, CA 95616
5304067200
Happy Investments, Inc. Davis CA
Oak Tree Plaza, 1520 E Covell Blvd Suite B5 - 416D, Davis, CA 95616
5303412775
Cara Mengali
404 2nd St, Davis, CA 95616
5304067200
U.S. Bank: David Trussell
304 F St, Davis, CA 95616
5306629615
Capital Mortgage Consultants
513 Angela St, Davis, CA 95618
8555626705
An FHA loan specialist in Davis, California can help you navigate the specific requirements of FHA loans, which are insured by the Federal Housing Administration. In California, these loans often require a minimum down payment of 3.5 percent and must meet local property appraisal standards. Davis buyers may also benefit from California-specific programs like the CalHFA FHA loan, which offers additional down payment assistance for qualified borrowers.
What Does a FHA Loan Specialist in Davis Cost?
Typical costs for an FHA loan specialist in California include an origination fee of 0.5 to 1.0 percent of the loan amount, plus third-party fees for appraisal, credit report, and title services. For a $400,000 loan, total closing costs can range from $8,000 to $14,000. The upfront mortgage insurance premium is 1.75 percent of the loan amount, which can be financed into the loan. Note that costs vary by lender and property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Davis?
The standard FHA loan requires a minimum credit score of 580 for a 3.5 percent down payment. If your score is between 500 and 579, you may still qualify but need a 10 percent down payment. California law does not override these federal FHA requirements.
Are there specific FHA loan limits for Davis California?
Yes, FHA loan limits vary by county. For Yolo County, which includes Davis, the 2025 FHA loan limit for a single-family home is typically around $530,000 to $1,000,000 depending on the area designation. These limits are set by HUD and updated annually.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.