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Browse fha loan specialists serving Dinuba, California. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Dinuba, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 4 fha loan specialists in Dinuba, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Valley Strong Credit Union
1245 W El Monte Way, Dinuba, CA 93618
8002213311
Gustavo Reyes- Gold Standard Mortgage
1563 Crimson Way, Dinuba, CA 93618
5592598128
Gold Standard Mortgage
1360 E Akers Way, Dinuba, CA 93618
5596439942
Hii Mortgage Loans Dinuba Ca
3127 San Antonio Ave C, Dinuba, CA 93618
5597251266
An FHA loan specialist in Dinuba, California can help you navigate the Federal Housing Administration loan process. These loans are popular in Tulare County for first-time homebuyers and those with lower credit scores. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Dinuba Cost?
Typical costs for an FHA loan in California include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, and an annual mortgage insurance premium (MIP) of 0.55 to 0.85 percent. Closing costs generally range from 2 to 5 percent of the home price. For a $300,000 home in Dinuba, total closing costs might be between $6,000 and $15,000. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Dinuba?
Most FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. A score between 500 and 579 may qualify with a 10 percent down payment. Each lender may have its own requirements.
Are there income limits for FHA loans in California?
FHA loans do not have strict income limits, but your debt-to-income ratio must typically be below 43 percent. In high-cost areas like parts of California, the loan limits are higher. For Tulare County in 2024, the FHA loan limit for a single-family home is around $498,257.
How long does the FHA loan process take in Dinuba?
The typical FHA loan process takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if the property requires repairs. California law requires a three-day right of rescission for refinances.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.