Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 fha loan specialists in Dixon, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Magic Mortgage
1170 N Lincoln St #102, Dixon, CA 95620
7073018910
Almond Tree Mortgage: Karstin Hickerson, Mortgage Broker NMLS #239050
1115 Stratford Ave suite d, Dixon, CA 95620
7076891501
Almond Tree Mortgage
1115 Stratford Ave suite d, Dixon, CA 95620
7073018910
ARCK Home Loans
120 N Jackson St, Dixon, CA 95620
7076765109
Sarah L Madsen, Fairway Independent Mortgage Corp
105 E Dorset Dr ste d, Dixon, CA 95620
7076317278
What Does a FHA Loan Specialist in Dixon Cost?
Typical costs for an FHA loan specialist in California include an origination fee of 1 to 2 percent of the loan amount, plus an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in Solano County generally total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Dixon California?
For 2024, the FHA loan limit for a single-family home in Solano County is $498,257. This amount is set by the Department of Housing and Urban Development and may change annually. A specialist can confirm the current limit for your specific property type.
What credit score do I need for an FHA loan in Dixon?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. If your score is between 500 and 579, you may still qualify but will need a 10 percent down payment. California lenders may have their own overlays that require higher scores.
Are there California-specific requirements for FHA loans?
Yes, California requires a licensed mortgage loan originator to handle FHA loans. The state also mandates a Homeowner Bill of Rights disclosure and a 3-day right of rescission for refinances. Dixon properties must meet FHA minimum property standards, including a health and safety inspection.