Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 20 fha loan specialists in Elk Grove, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lifetime Home Loans -Michele Milota
10259 Atlantis Dr, Elk Grove, CA 95624
(916) 628-3814
michelemilota.com
Chris Opfer, Mortgage Lender
9381 E Stockton Blvd STE 214, Elk Grove, CA 95624
(916) 709-3257
chrisopfermortgage.com
Finance of America Mortgage LLC | Elk Grove, Ca | NMLS 81395
9250 Laguna Springs Dr #210, Elk Grove, CA 95758
(916) 509-3400
Johnny Delgadillo - Xpert Home Lending Inc.
9401 E Stockton Blvd Suite 200, Elk Grove, CA 95624
(916) 710-1450
jdelmortgage.com
Land Home Financial Services - Elk Grove
9381 E Stockton Blvd STE 208, Elk Grove, CA 95624
(916) 512-6791
mortgage.lhfs.com
Big Valley Mortgage
9250 Laguna Springs Dr #200, Elk Grove, CA 95758
(916) 670-6500
bigvalleymortgage.com
365 Home Loans Inc. ALL IN LENDING
8788 Elk Grove Blvd Office 1 Building 1, Elk Grove, CA 95624
(916) 813-2243
sumerhomeloans.com
ArmCor Home Loans
9401 E Stockton Blvd Suite 200, Elk Grove, CA 95624
(916) 877-6251
armcorhomeloans.com
Guild Mortgage - Stephany Kuennen
9281 Office Park Cir #140, Elk Grove, CA 95758
(916) 801-6904
branches.guildmortgage.com
Anthony Carillo, Finance of America Mortgage LLC
9250 Laguna Springs Dr #210, Elk Grove, CA 95758
(209) 327-9506
foamortgage.com
Lisa Nielsen - HomeGuide Mortgage Loan Officer NMLS# 1721615
9280 W Stockton Blvd suite 224, Elk Grove, CA 95758
(510) 455-2354
homeguidemortgage.com
Yvette Garay - Your Home Loan Specialist
8788 Elk Grove Blvd Bldg 3, Ste 12C, Elk Grove, CA 95624
(916) 919-7889
yvettegaray.com
Guild Mortgage Company
9281 Office Park Cir #140, Elk Grove, CA 95758
(916) 714-1430
branches.guildmortgage.com
Land Home Financial - Christina Leesha
9381 E Stockton Blvd STE 208, Elk Grove, CA 95624
(916) 595-0909
christinaloanapproval.com
What Does a FHA Loan Specialist in Elk Grove Cost?
Typical costs for an FHA loan specialist in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Origination fees range from 0.5 to 1.0 percent of the loan value. Appraisal fees in Elk Grove average 500 to 700 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Elk Grove do?
An FHA loan specialist guides you through the FHA loan application process. They help you understand credit score minimums, debt-to-income ratios, and California specific property requirements. They also assist with documentation for the loan approval.
What are the minimum requirements for an FHA loan in California?
Borrowers need a minimum credit score of 580 for a 3.5 percent down payment. A score between 500 and 579 may require a 10 percent down payment. The property must meet FHA safety and appraisal standards, which are enforced by California licensed appraisers.
How long does the FHA loan process take in Elk Grove?
The typical FHA loan process takes 30 to 45 days from application to closing. California law requires a three business day right of rescission for refinances. Delays can occur if additional property inspections or documentation are needed.
FHA Loan Specialists in Other California Cities
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