Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 9 fha loan specialists in Fairfield, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jeanine Nucum-Mortgage Brokers
490 Chadbourne Rd Suite A147, Fairfield, CA 94534
7073681077
Caliber Home Loans
3700 Hilborn Rd #700, Fairfield, CA 94534
7074321000
George R. Kalis, CrossCountry Mortgage Area Manager
1300 Oliver Rd #140, Fairfield, CA 94534
7077595129
Stacey Solutions
490 Chadbourne Rd #172, Fairfield, CA 94534
7072902899
Jason Russell - NEO Home Loans
3700 Hilborn Rd, Fairfield, CA 94534
7072085544
Steve Case, Caliber Home Loans
2420 Martin Rd STE 150, Fairfield, CA 94534
7074211001
Kristi Markel - Movement Mortgage
5140 Business Center Dr #210, Fairfield, CA 94534
7074800444
Wendi Lucas First Priority
3700 Hilborn Rd #700, Fairfield, CA 94534
7074264662
Mary Rohrs at CrossCountry Mortgage
1300 Oliver Rd #140, Fairfield, CA 94534
7076331963
What Does a FHA Loan Specialist in Fairfield Cost?
Typical costs for FHA loan specialist services in California include an origination fee of 1% to 1.5% of the loan amount. Upfront mortgage insurance premium (UFMIP) is 1.75% of the loan, and annual MIP ranges from 0.45% to 1.05% depending on loan term and down payment. Appraisal fees in Fairfield average $500 to $700. Other closing costs such as title insurance and escrow fees vary by lender. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Fairfield do?
An FHA loan specialist guides you through the FHA loan application, from pre-approval to closing. They help you understand California specific requirements like property condition standards and occupancy rules. They also assist with documentation for income and credit history.
What are the FHA loan limits for Fairfield California?
FHA loan limits for Fairfield in Solano County are set annually by HUD. For 2024, the standard limit for a single family home is $498,257. High cost area limits may apply if the property is in a designated high cost zone. Check with your specialist for current limits.
Do I need a special license to be an FHA loan specialist in California?
Yes, all loan originators in California must hold a valid license through the NMLS. This includes passing a background check and completing pre licensing education. The California Department of Financial Protection and Innovation oversees these requirements.