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Compare fha loan specialists in Fillmore. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Fillmore, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 fha loan specialists in Fillmore, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bank of the Sierra
527 Sespe Ave, Fillmore, CA 93015
8055241999
C J Financial
539 Sespe Ave, Fillmore, CA 93015
8053911008
Mortgage Loans By Trinka
567 Sespe Ave, Fillmore, CA 93015
8055241701
An FHA loan specialist in Fillmore, California can help you navigate the process of obtaining a government-backed mortgage. Fillmore is part of Ventura County, where FHA loan limits for 2024 are set at $498,257 for a single-family home. Specialists can guide you through California-specific requirements, such as the states strict foreclosure timeline and the need for a valid California drivers license or ID.
What Does a FHA Loan Specialist in Fillmore Cost?
Typical costs for FHA loan services in California include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount, plus an annual mortgage insurance premium (MIP) of 0.55% to 1.05%. Lender fees may range from $500 to $1,500, and appraisal costs average $500 to $700. These costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Fillmore do?
An FHA loan specialist helps you understand FHA loan requirements, such as the 3.5% minimum down payment and 580 minimum credit score. They assist with pre-approval, document preparation, and finding lenders who offer FHA loans in Fillmore.
What are the FHA loan limits for Fillmore California?
For 2024, the FHA loan limit for a single-family home in Ventura County, including Fillmore, is $498,257. Higher limits apply for multi-unit properties, up to $958,350 for a four-unit home.
How long does an FHA loan process take in California?
The typical FHA loan process in California takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if the property requires repairs under FHA guidelines.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.