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Directory of fha loan specialists in Grass Valley, California. Verify credentials with the state mortgage licensing authority before hiring.
16 agents listed
Updated May 2026
Grass Valley, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 16 fha loan specialists in Grass Valley, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Nevada County Mortgage
140 Litton Dr #208, Grass Valley, CA 95945
5302740916
Heidi Seavers, Movement Mortgage
605 S Auburn St Suite K, Grass Valley, CA 95945
5307986200
American Pacific Mortgage (NMLS #300588)
419 Colfax Ave #0, Grass Valley, CA 95945
5304466550
John Voter Mortgage Advisor
2428 Nevada City Hwy, Grass Valley, CA 95945
5302632597
Golden State Home Loans
15035 Sky Pines Rd, Grass Valley, CA 95949
5304249977
Sheila Tobin, Senior Mortgage Advisor
175 Joerschke Dr Suite R, Grass Valley, CA 95945
5302709635
The Mortgage Source: Juli Matta
22939 W Hacienda Dr, Grass Valley, CA 95949
5302683333
Empire Home Loans Inc. The Verger Team
231 E Main St ste a, Grass Valley, CA 95945
5302742801
Stanford Mortgage - Grass Valley
1721 E Main St Suite #1, Grass Valley, CA 95945
5304777000
NCM Lending
175 Joerschke Dr Suite R, Grass Valley, CA 95945
5302715500
Jared Acosta Loan Advisor
10076 Alta Sierra Dr, Grass Valley, CA 95949
5302370512
Olympia Mortgage & Investment Co., Inc
1740 E Main St, Grass Valley, CA 95945
5302723030
J and J Mortgage
231 E Main St Suite C, Grass Valley, CA 95945
5302738218
Mobile Homes Lending
113 Presley Way #6, Grass Valley, CA 95945
8666684302
Matthew Seavers
1744 E Main St, Grass Valley, CA 95945
5307986213
Finance of America Mortgage LLC
426 Sutton Way Ste 104, Grass Valley, CA 95945
5307456364
An FHA loan specialist in Grass Valley, California helps homebuyers secure government-backed loans with lower down payments and flexible credit requirements. California law requires FHA loan specialists to be licensed by the Department of Financial Protection and Innovation. Grass Valley residents often use FHA loans to purchase homes in Nevada County, where median home prices require careful financing.
What Does a FHA Loan Specialist in Grass Valley Cost?
Typical costs for an FHA loan specialist in California include an origination fee of 1% to 1.5% of the loan amount, plus appraisal fees around $500 to $700. The FHA upfront mortgage insurance premium is 1.75% of the loan amount, and annual MIP ranges from 0.45% to 1.05%. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Grass Valley do?
An FHA loan specialist helps you understand FHA loan requirements, pre-approve your application, and guide you through the underwriting process. They ensure your loan meets California and federal FHA standards.
What are the FHA loan limits for Grass Valley in 2025?
For 2025, the FHA loan limit for a single-family home in Nevada County, including Grass Valley, is $498,257. This limit applies to most areas and is set by the U.S. Department of Housing and Urban Development.
Are there California-specific rules for FHA loans?
Yes, California requires FHA loan specialists to follow state licensing laws under the California Residential Mortgage Lending Act. Also, California has a 3-day right of rescission for most refinances, and FHA loans require a minimum 3.5% down payment.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.