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Find FHA Loan Specialists in Hawthorne, CA

Looking for a fha loan specialist in Hawthorne? Review the directory below to compare your options.

4 agents listed
Updated May 2026
Hawthorne, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 4 fha loan specialists in Hawthorne, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
NACA Hawthorne
11633 Hawthorne Blvd Suite 100, Hawthorne, CA 90250
3104122600
Oscar Villegas - Chase Home Lending Advisor - NMLS ID 1017127
12645 Hawthorne Blvd, Hawthorne, CA 90250
5623404000
Hii Commercial Mortgage Loans Hawthorne CA
4452 137th St # 8.- D, Hawthorne, CA 90250
4244260809
Chase Home Lending
12645 Hawthorne Blvd, Hawthorne, CA 90250
5623404000

An FHA loan specialist in Hawthorne, California can guide you through the process of obtaining a federally insured mortgage. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. These specialists help borrowers with lower credit scores or smaller down payments qualify for home financing in the South Bay area.

What Does a FHA Loan Specialist in Hawthorne Cost?

Typical costs for an FHA loan in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus closing costs that usually range from 2 to 5 percent of the purchase price. Appraisal fees in the Hawthorne area often cost between 500 and 700 dollars. Lender origination fees vary but commonly fall between 0.5 and 1.5 percent of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum credit score requirements for an FHA loan in California?
The standard minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. California lenders may have their own overlays that require higher scores.
What is the maximum loan limit for an FHA loan in Hawthorne California?
For 2025, the FHA loan limit for a single-family home in Los Angeles County, which includes Hawthorne, is typically set at the high-cost area limit. This limit is updated annually by the Department of Housing and Urban Development and can exceed one million dollars for high-cost areas.