Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 fha loan specialists in Hayward, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jaime Gonzalez - Envision Real Estate & Loans Inc
24301 Southland Dr #215, Hayward, CA 94545
5108626716
Motto Mortgage Golden Standard
781 W Tennyson Rd, Hayward, CA 94544
5108680000
J. Morthon Mortgage Refinance Hayward California
24301 Southland Dr, Hayward, CA 94542
5108803990
Prime Properties of California/ Bay Home Loans
26250 Industrial Blvd #26, Hayward, CA 94545
5103718090
Lending Stem
26250 Industrial Blvd, Hayward, CA 94545
5108281360
What Does a FHA Loan Specialist in Hayward Cost?
Typical costs for an FHA loan in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Closing costs in Hayward range from 3,000 to 8,000 dollars depending on the lender and loan size. Appraisal fees are usually 500 to 700 dollars. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Hayward?
Most FHA loans in California require a minimum credit score of 580 for a 3.5 percent down payment. Some lenders may accept scores as low as 500 with a 10 percent down payment. Requirements vary by lender and loan amount.
Are FHA loans available for condos in Hayward?
Yes, but the condo complex must be on the FHA approved list. Many Hayward condos are not approved due to California HOA rules or investor limits. A specialist can check the HUD database for eligible properties.
What is the FHA loan limit for Hayward California in 2025?
For 2025, the FHA loan limit for a single family home in Alameda County is 1,209,750 dollars. This high limit reflects the high cost of housing in the Bay Area. Limits are updated annually by HUD.