Skip to main content

Find FHA Loan Specialists in Highland, CA

Compare fha loan specialists in Highland. Review contact information and insurance categorys before you decide.

5 agents listed
Updated May 2026
Highland, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 fha loan specialists in Highland, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Samantha Zumwalt - Vantage Funding
7579 Aloe Ct, Highland, CA 92346
7602179687
PRMG
27993 Greenspot Rd Unit 1, Highland, CA 92346
9095673501
California Republic Mortgage - Mortgage Broker
7579 Aloe Ct, Highland, CA 92346
9092553221
Scott Hawkinson - PRMG
27993 Greenspot Rd Unit 1, Highland, CA 92346
7605523322
Happy Investments,Inc. Highland CA
7912 Beckett Ct # C, Highland, CA 92346
9093590101

An FHA loan specialist in Highland California can help you navigate the Federal Housing Administration loan process. These loans are popular in the Inland Empire due to lower down payment requirements and flexible credit standards. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).

What Does a FHA Loan Specialist in Highland Cost?

Typical costs for an FHA loan specialist in California include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount and an annual MIP of 0.55 to 0.85 percent. Closing costs generally range from 2 to 5 percent of the purchase price. Lender fees may vary from 500 to 1,500 dollars. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Highland California?
For 2025 the FHA loan limit for a single-family home in San Bernardino County is approximately $530,000. This limit is set by the Department of Housing and Urban Development and may change annually.
What credit score is needed for an FHA loan in Highland?
Most FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may have additional requirements.
How long does the FHA loan process take in California?
The typical FHA loan process in California takes 30 to 45 days from application to closing. Delays can occur due to appraisal issues or document verification. California law requires a three-day right of rescission for refinances.