Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 fha loan specialists in Indian Wells, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
loanDepot - Palm Desert
74-980 CA-111, Indian Wells, CA 92210
4422743100
Hugh Van Horn Mortgage
45025 Manitou Dr #14, Indian Wells, CA 92210
7605652426
Bret Cohn LoanDepot Indian Wells NMLS# 276433
74-980 CA-111, Indian Wells, CA 92210
7602382232
Debbie Calixto, loanDepot - Mortgage Lender - NMLS 691121
74980 CA-111, Indian Wells, CA 92210
4422743111
American General Mortgage
45110 Club Dr, Indian Wells, CA 92210
7606250499
What Does a FHA Loan Specialist in Indian Wells Cost?
Typical costs for an FHA loan specialist in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 percent to 0.85 percent. Lender fees vary but often range from 1,000 to 3,000 dollars. Closing costs in Indian Wells generally total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in Indian Wells California?
FHA loans in Indian Wells require a minimum 3.5 percent down payment and a credit score of at least 580. Borrowers must also meet California debt-to-income ratio limits and provide proof of steady employment. The property must be the borrower's primary residence and pass an FHA appraisal.
How do FHA loan limits work in Indian Wells California?
FHA loan limits in Indian Wells are based on Riverside County limits, which for 2025 are $552,000 for a single-family home. Higher limits apply for multi-unit properties. These limits are set by the U.S. Department of Housing and Urban Development and updated annually.
What is the FHA loan process timeline in California?
The FHA loan process in California typically takes 30 to 45 days from application to closing. This includes underwriting, appraisal, and meeting California escrow requirements. Delays can occur if additional documentation is needed or if the appraisal reveals issues.