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Find FHA Loan Specialists in Monterey Park, CA

Looking for a fha loan specialist in Monterey Park? Review the directory below to compare your options.

7 agents listed
Updated May 2026
Monterey Park, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 7 fha loan specialists in Monterey Park, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Joann Wong, Mortgage Broker NMLS #1537282
300 S Garfield Ave Ste 201, Monterey Park, CA 91754
6268643414
Geo-Corp, Inc.
901 Corporate Center Dr #401, Monterey Park, CA 91754
3239801010
Grand Pacific Financing Corp
901 Corporate Center Dr Suite 300, Monterey Park, CA 91754
3237808881
Jebsen Funding Inc
515 Garvey Ave #225, Monterey Park, CA 91754
6262822688
Mortgage, Bank of America
110 W Garvey Ave, Monterey Park, CA 91754
3237651495
Chase Home Lending
459 S Atlantic Blvd, Monterey Park, CA 91754
6265018083
Emily Yiu - Chase Home Lending Advisor - NMLS ID 1223683
459 S Atlantic Blvd, Monterey Park, CA 91754
6265018083

What Does a FHA Loan Specialist in Monterey Park Cost?

Typical costs for an FHA loan specialist in California include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount and an annual mortgage insurance premium (MIP) ranging from 0.45 to 1.05 percent depending on loan term and loan to value ratio. Origination fees from the lender usually range from 0.5 to 1.0 percent of the loan amount. Appraisal fees in the Monterey Park area are typically 500 to 700 dollars. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the minimum down payment for an FHA loan in Monterey Park?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price if your credit score is 580 or higher. For credit scores between 500 and 579, a 10 percent down payment is required. These requirements apply statewide in California.
Are there FHA loan limits for Monterey Park California?
Yes FHA loan limits vary by county. For Los Angeles County which includes Monterey Park the 2025 FHA loan limit for a single family home is typically around 1.2 million dollars. This limit applies to high cost areas in California.
What documents do I need to apply for an FHA loan in California?
You will need recent pay stubs, W-2 forms from the past two years, federal tax returns, bank statements, and a valid government issued ID. California lenders also require proof of residency and a credit report authorization.