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Looking for a fha loan specialist in Moorpark? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Moorpark, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 fha loan specialists in Moorpark, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Pennymac
6101 Condor Dr, Moorpark, CA 93021
8665493583
Moorpark Lending Services
12421 Willow Hill Dr, Moorpark, CA 93021
8054443129
PRMG
484 E Los Angeles Ave #230, Moorpark, CA 93021
8053411739
U.S. Bank-Erik Larsen-Mortgage Loan Officer
Bank Area Served, Moorpark, CA 93021
8056042206
Adrian Sanchez
484 E Los Angeles Ave #230, Moorpark, CA 93021
8053411739
FHA loan specialists in Moorpark California help homebuyers secure government-backed mortgages with lower down payments and flexible credit requirements. California state law requires FHA lenders to provide a Good Faith Estimate and a Loan Estimate within three business days of application. Moorpark residents benefit from specialists familiar with local housing market conditions and Ventura County property value limits.
What Does a FHA Loan Specialist in Moorpark Cost?
Typical costs for an FHA loan in California include an upfront mortgage insurance premium UFMIP of 1.75 percent of the loan amount and an annual mortgage insurance premium MIP of 0.55 to 0.85 percent. Closing costs in Moorpark range from 2 to 5 percent of the purchase price including origination fees appraisal fees and title insurance. Costs vary by lender loan amount and property type. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Moorpark California?
For 2025 the FHA loan limit for a single-family home in Ventura County including Moorpark is $1,209,750. This limit applies to high-cost areas and is set by the Department of Housing and Urban Development HUD.
What credit score is needed for an FHA loan in Moorpark?
FHA loans generally require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. California lenders may have overlays requiring higher scores.
How long does the FHA loan process take in California?
The typical FHA loan process in California takes 30 to 45 days from application to closing. California law requires a three-day rescission period after signing loan documents. Delays can occur due to appraisal or underwriting issues.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.