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Directory of fha loan specialists in Newark, California. Verify credentials with the state mortgage licensing authority before hiring.
8 agents listed
Updated May 2026
Newark, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 8 fha loan specialists in Newark, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Best Rate Mortgage
39899 Balentine Dr #200, Newark, CA 94560
5104536888
The Money Market Inc
34906 Newark Blvd, Newark, CA 94560
4155100127
R&J Mortgage & Loan Brokers Newark
39899 Balentine Dr #200, Newark, CA 94560
5102980095
Alliance Bay Funding Inc
37600 Central Ct #264, Newark, CA 94560
5107426600
RAS Loans
35111 Newark Blvd Suite E, Newark, CA 94560
5102584495
Annie Yan - 1019071 - Wells Fargo Home Mortgage
34988 Newark Blvd, Newark, CA 94560
5108131557
Thomas Fan - Chase Home Lending Advisor - NMLS ID 1176885
6213 Jarvis Ave, Newark, CA 94560
4156130146
Chase Home Lending
6213 Jarvis Ave, Newark, CA 94560
9256835079
An FHA loan specialist in Newark, California can help you navigate the Federal Housing Administration loan process. California law requires specific disclosures for FHA loans including a California Housing Finance Agency notice. Newark home buyers often use FHA loans for their lower down payment requirements and flexible credit guidelines.
What Does a FHA Loan Specialist in Newark Cost?
Typical costs for an FHA loan specialist in California include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan terms and down payment. Appraisal fees in Newark average 500 to 700 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Newark California?
For 2024 the FHA loan limit for Alameda County which includes Newark is typically higher than standard limits due to high cost area designations. A specialist can confirm the exact limit for a specific property type.
Do I need a California specific license to be an FHA loan specialist?
Yes loan officers in California must hold a valid Mortgage Loan Originator license through the Nationwide Multistate Licensing System. They must also complete California specific continuing education each year.
What documents do I need for an FHA loan in Newark?
You typically need recent pay stubs W-2 forms tax returns bank statements and a valid government ID. California law also requires a Good Faith Estimate and a Loan Estimate within three business days of application.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.