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Find FHA Loan Specialists in Norwalk, CA

Compare fha loan specialists in Norwalk. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Norwalk, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 fha loan specialists in Norwalk, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Golden Empire Mortgage
11642 Firestone Blvd, Norwalk, CA 90650
3105606955
René Arauz- GEM Mortgage
11642 Firestone Blvd, Norwalk, CA 90650
3105606955
Del Financial, Inc.
11508 Rosecrans Ave, Norwalk, CA 90650
9492897410

FHA loan specialists in Norwalk, California help homebuyers secure government-backed mortgages with lower down payments. These loans are popular in Los Angeles County due to high home prices. California law requires FHA lenders to follow strict disclosure rules under the California Financing Law.

What Does a FHA Loan Specialist in Norwalk Cost?

Typical costs for an FHA loan specialist in California include an origination fee of 1 to 2 percent of the loan amount. Third-party costs such as appraisal fees range from $500 to $700, and title insurance may cost $1,500 to $3,000. Total closing costs for a $500,000 loan often total $10,000 to $15,000. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What credit score is needed for an FHA loan in Norwalk?
Most FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Lenders in California may have overlays requiring higher scores.
How much is the FHA mortgage insurance premium in California?
FHA loans require an upfront mortgage insurance premium of 1.75 percent of the loan amount. Annual premiums vary from 0.15 percent to 0.75 percent depending on loan term and amount. These premiums are set by federal guidelines and apply in all states.
Are there California-specific FHA loan limits for Norwalk?
Yes, FHA loan limits for Norwalk are based on Los Angeles County. For 2025, the single-family home limit is $1,149,825 for high-cost areas. These limits are updated annually by the Department of Housing and Urban Development.