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Browse fha loan specialists serving Oakland, California. Contact information and addresses listed below.
9 agents listed
Updated May 2026
Oakland, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 9 fha loan specialists in Oakland, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Brady Thomas | LaSalle Mortgage - NMLS #396946
4200 Broadway Suite 2, Oakland, CA 94611
5105010504
Vic Joshi's Straight Deal Mortgage
4811 Telegraph Ave #511, Oakland, CA 94609
5106552868
Jay Sondhi | U.S. Bank | Oakland Mortgage Loan Officer
1998 Mountain Blvd, Oakland, CA 94611
5107312887
Levias Lending LLC
5608 Shattuck Ave., Oakland, CA 94609
5109297234
Brenda Wyatt
4200 Broadway Suite 2, Oakland, CA 94611
5107617071
LaSalle Mortgage
4200 Broadway Suite 2, Oakland, CA 94611
5103394300
Andrew Spellman - LaSalle Mortgage
4200 2 Broadway, Oakland, CA 94611
5105085492
Chiu Kui at Guaranteed Rate Affinity (NMLS #250467)
6137 La Salle Ave, Oakland, CA 94611
9252541419
Lara Blake | RPM Mortgage, Inc.
3608 Grand Ave #203, Oakland, CA 94610
5102019099
An FHA loan specialist in Oakland, California can guide you through the process of obtaining a Federal Housing Administration insured mortgage. These loans are popular in the Bay Area due to lower down payment requirements and flexible credit guidelines. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS), ensuring they meet state standards.
What Does a FHA Loan Specialist in Oakland Cost?
Typical costs for an FHA loan specialist in California include an origination fee of 1% to 1.5% of the loan amount and an upfront mortgage insurance premium (UFMIP) of 1.75% of the base loan amount. Annual mortgage insurance premiums (MIP) range from 0.45% to 1.05% depending on loan term and down payment. Additional costs may include appraisal fees around $500 to $700 and credit report fees of $30 to $50. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan specialist in Oakland?
An FHA loan specialist is a licensed mortgage professional who helps borrowers apply for FHA insured loans. In Oakland, they understand local property values and can assist with California specific requirements like earthquake insurance disclosures.
What are the FHA loan limits for Oakland California?
For 2024, the FHA loan limit for a single family home in Alameda County including Oakland is $1,149,825. This high limit reflects the areas elevated home prices and allows borrowers to use FHA financing for more expensive properties.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.