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Browse fha loan specialists serving Orange, California. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Orange, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 fha loan specialists in Orange, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
All Reverse Mortgage, Inc. (ARLO™)
2019 W Chapman Ave, Orange, CA 92868
8005651722
Coastal Pacific Lending Inc.
1100 W Town and Country Rd Suite 1250, Orange, CA 92868
8882148618
Coastal Pacific Lending Inc.
1100 W Town and Country Rd Suite 1250, Orange, CA 92868
8882148618
WeLoan (DBA of Sharp Loan)
333 City Blvd W # 700, Orange, CA 92868
8887314045
Loan Exchange LLC
333 City Blvd W # 1700, Orange, CA 92868
8335626392
First Place Home Loans, Inc.
1740 W Katella Ave Suite B, Orange, CA 92867
8778402200
Trademark Lending DBA Upfront Home Loans
1111 E Katella Ave #210, Orange, CA 92867
8777698345
Gem Mortgage
725 W Town and Country Rd, Orange, CA 92868
7145693636
Team Glasser Home Loans
1110 E Chapman Ave #101, Orange, CA 92866
7146338000
One True Loan, Inc.
333 City Blvd W # 1700, Orange, CA 92868
8006855576
Guild Mortgage - Scott Chaplin
950 E Katella Ave #7, Orange, CA 92867
7149143801
Kien Tran - Mortgage Broker - West Capital Lending
2200 W Orangewood Ave, Orange, CA 92868
9492290340
The Mortgage Company
3505 E Chapman Ave Suite C, Orange, CA 92869
8884529001
Equity Capital Home Loans
1411 N Batavia St Ste 212, Orange, CA 92867
9494386211
First American Home Loans
1748 W Katella Ave #204, Orange, CA 92867
7147442000
Liberty One Funding
2050 W Chapman Ave #285, Orange, CA 92868
8007865781
Certified Capital Home Loans, Inc.
1421 N Wanda Rd Ste 120J, Orange, CA 92867
7148311315
Franco Pena- My Dolphin Loans -Banc One Mortgage
333 City Blvd W #1810, Orange, CA 92868
3104248554
Mark Gonzales
950 E Katella Ave #7, Orange, CA 92867
5623314930
Home Smart Home Loans
900 N State College Blvd Suite #1100, Orange, CA 92868
8335755575
An FHA loan specialist in Orange, California can guide you through the process of obtaining a mortgage insured by the Federal Housing Administration. These loans are popular for first-time homebuyers and require a minimum down payment of 3.5 percent for borrowers with credit scores of 580 or higher. California law requires lenders to provide specific disclosures, including a Good Faith Estimate and a California-specific Home Loan Disclosure Statement, to ensure transparency.
What Does a FHA Loan Specialist in Orange Cost?
Typical costs for an FHA loan in California include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums (MIP) range from 0.45 to 1.05 percent of the loan balance, depending on the loan term and loan-to-value ratio. Closing costs in Orange County generally range from 2 to 5 percent of the purchase price, including appraisal fees (around $500 to $700), title insurance, and escrow fees. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Orange?
The minimum credit score for an FHA loan is typically 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Lenders in Orange may have their own overlays, so check with your specialist.
Are there income limits for FHA loans in Orange County?
Yes, FHA loans have income limits that vary by county. For Orange County in 2025, the standard limit for a one-unit property is approximately $115,000 for low-income borrowers, but limits adjust annually. Your specialist can confirm the current figures based on household size.
How long does the FHA loan process take in California?
The typical FHA loan process in California takes 30 to 45 days from application to closing. California law requires a three-day right of rescission after signing loan documents, which can extend the timeline. Delays may occur if additional property inspections are needed.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.