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Compare fha loan specialists in Oroville. Review contact information and insurance categorys before you decide.
7 agents listed
Updated May 2026
Oroville, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 7 fha loan specialists in Oroville, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sierra Central Credit Union
1036 Oro Dam Blvd E, Oroville, CA 95965
8002227228
Renee Jones Loans
1933 Bird St, Oroville, CA 95965
5305199989
Jennifer Beers Change Mortgage
1933 Bird St, Oroville, CA 95965
3238219411
Mason-McDuffie Mortgage Corporation
1933 Bird St, Oroville, CA 95965
5303893554
Chase Mortgage
2001 Oro Dam Blvd E, Oroville, CA 95966
5305336777
Lake Oroville Mortgage
2214 5th Ave, Oroville, CA 95965
5305340499
Banc Home Loans, now Caliber Home Loans
1655 Montgomery St, Oroville, CA 95965
5305346284
An FHA loan specialist in Oroville, California helps borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. In California, FHA loans are subject to state-specific limits set by the California Department of Housing and Community Development. Oroville residents often use FHA loans to purchase homes in Butte County, where median home prices may qualify for standard FHA loan limits.
What Does a FHA Loan Specialist in Oroville Cost?
Typical costs for FHA loan services in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium between 0.45 and 1.05 percent. Lender origination fees usually range from 0.5 to 1.5 percent of the loan amount. Third-party costs such as appraisal, title, and escrow fees add approximately $3,000 to $5,000. These figures are general estimates and may vary by lender and borrower situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan specialist in Oroville?
An FHA loan specialist is a licensed mortgage professional who guides borrowers through the Federal Housing Administration loan process. They help with pre-approval, documentation, and closing requirements specific to California FHA loans.
What are the FHA loan limits for Oroville California?
For 2024, the FHA loan limit for a single-family home in Butte County is $498,257. This limit is set annually by the Department of Housing and Urban Development and applies to Oroville properties.
Do I need a special license to work with an FHA loan specialist in California?
Yes, all mortgage loan originators in California must hold a valid license through the Nationwide Multistate Licensing System. You can verify a specialist license on the NMLS Consumer Access website.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.