Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 12 fha loan specialists in Palm Springs, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Vivian La Cour - Mortgage Broker | Branch Manager | C2 Financial Corp
777 E Tahquitz Canyon Way Ste, 200-130, Palm Springs, CA 92262
7609693718
Emerge Home Loans
314 N Palm Canyon Dr, Palm Springs, CA 92262
7604622335
Eric Bennett - Home Loan Consultant
777 E Tahquitz Canyon Way Suite 200, Palm Springs, CA 92262
7608615626
Reverse Mortgage Palm Springs
362 S Indian Canyon Dr #100, Palm Springs, CA 92262
7602305218
CMG Home Loans
340 S Farrell Dr STE A203, Palm Springs, CA 92262
7608641147
Michael Glenner - Contempo Lending
601 E Tahquitz Canyon Way Ste #202, Palm Springs, CA 92262
7607745396
Desert Empire Mortgage
777 E Tahquitz Canyon Way Suite 200, Palm Springs, CA 92262
7603272254
Contempo Lending
1800 E Tahquitz Canyon Way #200, Palm Springs, CA 92262
7607785111
MortgageWorks
1111 E Tahquitz Canyon Way, Palm Springs, CA 92262
7608835700
Sandy Edelstein
340 S Farrell Dr, Palm Springs, CA 92262
3106891155
Fabrice Bouchet - 670942 - Wells Fargo Home Mortgage
5200 Ramon Rd Building E, Palm Springs, CA 92264
3104017771
Barbara Davidson - Chase Home Lending Advisor - NMLS ID 668385
499 S Palm Canyon Dr, Palm Springs, CA 92262
5033194159
What Does a FHA Loan Specialist in Palm Springs Cost?
Typical costs for an FHA loan specialist in California include an origination fee of 1% to 1.5% of the loan amount and an upfront mortgage insurance premium of 1.75% of the loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% of the loan balance. Additional costs may include appraisal fees around $500 to $700 and credit report fees of $30 to $50. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Palm Springs?
An FHA loan specialist helps borrowers understand FHA loan requirements, pre-qualify for a mortgage, and submit a complete application. They also coordinate with lenders and real estate agents to ensure the loan meets FHA standards for properties in Palm Springs.
What are the FHA loan limits for Palm Springs in 2025?
For 2025, the FHA loan limit for a single-family home in Riverside County including Palm Springs is $517,500 for low-cost areas and up to $1,209,750 for high-cost areas. These limits are set by the Department of Housing and Urban Development and can change annually.
Are there California-specific rules for FHA loans?
Yes California has specific disclosure requirements for FHA loans including the California Residential Mortgage Lending Act. Borrowers must also receive a California Good Faith Estimate and a Notice of Right to Cancel within three business days of signing loan documents.