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Find FHA Loan Specialists in Palmdale, CA

Browse fha loan specialists serving Palmdale, California. Contact information and addresses listed below.

19 agents listed
Updated June 2026
Palmdale, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 19 fha loan specialists in Palmdale, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
GEM Mortgage
41331 12th St W #102, Palmdale, CA 93551
(661) 949-3388
Carlos Lopez - Clear To Close Home Loans
445 W Palmdale Blvd O, Palmdale, CA 93551
(661) 641-4966 cleartoclosehl.mymortgage-online.com
NEO HOME LOANS (Ryan Morrow)
624 Commerce Ave Suite C, Palmdale, CA 93551
(661) 902-0275 themorrowteam.com
New American Funding - Terry J. Viera-Podorski
3011 Rancho Vista Blvd ste A, Palmdale, CA 93551
(661) 674-1065 newamericanfunding.com
Premier Mortgage Xpress
1401 W Rancho Vista Blvd Ste C, Palmdale, CA 93551
(661) 237-3725 mortgagex.net
Alterra Home loans
4621 E Avenue S suite d110, Palmdale, CA 93552
(661) 264-5885
All American Financial Services
530 Commerce Ave, Palmdale, CA 93551
(661) 949-6681 aafsloans.com
New American Funding
3011 Rancho Vista Blvd ste A, Palmdale, CA 93551
(661) 219-0689 newamericanfunding.com
Gabriella Godde California Mortgage Girl
2204 W Ave M12, Palmdale, CA 93551
(661) 713-3460 californiamortgagegirl.com
Gabriella Godde California Mortgage Girl
2204 W Ave M12, Palmdale, CA 93551
(661) 713-3460 californiamortgagegirl.com
Corey Jones-Reynolds
1008 W Ave M-4 suite h, Palmdale, CA 93551
(661) 210-7454 secure.mmclending.com
Foundation Homes and Mortgage
190 Sierra Ct Unit A6, Palmdale, CA 93550
(877) 660-7833 ext. 101 fhm-inc.com
New American Funding - Anali Gonzalez
3011 Rancho Vista Blvd ste A, Palmdale, CA 93551
(310) 775-6376 newamericanfunding.com
Exclusive Mortgage Company
1061 W Ave M-14, Palmdale, CA 93551
(661) 403-7000 exclusivemortgageco.com
Dean Henderson - Financial Independence Mortgage
536 E Palmdale Blvd, Palmdale, CA 93550
(661) 726-9000 financialindependencemtg.com
Sun West Mortgage Company, Inc.
1061 W Ave M-14 Suites B & C, Palmdale, CA 93551
(844) 978-6937 swmc.com
MMC LENDING
1008 W Ave M-4 suite h, Palmdale, CA 93551
(661) 949-2002 mmclending.com
Option 1 Home Loans
190 Sierra Ct Suite B110, Palmdale, CA 93550
(661) 998-8755 option1homeloans.com
Vince Cardona - CMG Home Loans Branch Manager Mortgage Loan Officer NMLS# 351363
39409 10th St W Suite B, Palmdale, CA 93551
(661) 435-4424 cmghomeloans.com

An FHA loan specialist in Palmdale California can help you navigate the process of obtaining a government backed mortgage. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Palmdale home buyers often use FHA loans due to lower down payment requirements and flexible credit guidelines.

What Does a FHA Loan Specialist in Palmdale Cost?

Typical costs for an FHA loan specialist in California include an origination fee of 1 to 1.5 percent of the loan amount. Third party costs such as appraisal title and escrow fees range from 3,000 to 6,000 dollars. The upfront mortgage insurance premium is 1.75 percent of the loan amount. These costs vary by lender and specific loan scenario. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What credit score is needed for an FHA loan in Palmdale?
Most lenders require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may have its own overlays beyond FHA minimums.
Are there California specific limits for FHA loan amounts in Palmdale?
Yes FHA loan limits vary by county. For Los Angeles County which includes Palmdale the 2024 ceiling for a single family home is 1,149,825 dollars. This limit is set by the Federal Housing Administration and adjusted annually.

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