Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 fha loan specialists in Rancho Palos Verdes, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Excel Funding Real Estate Services, Inc.
28924 S Western Ave #110, Rancho Palos Verdes, CA 90275
3107842828
Vanessa Jezin Mortgage
15 Miraleste Plaza, Rancho Palos Verdes, CA 90275
3107394011
Fairview Mortgage Capital
29000 S Western Ave Suite 210, Rancho Palos Verdes, CA 90275
3108312367
Nick Jurun
28924 S Western Ave #100, Rancho Palos Verdes, CA 90275
3109389776
Capital Lending & Real Estate
1977 Redondela Dr, Rancho Palos Verdes, CA 90275
3103441215
What Does a FHA Loan Specialist in Rancho Palos Verdes Cost?
Typical costs for an FHA loan specialist in California include an origination fee of 1% to 1.5% of the loan amount and an upfront mortgage insurance premium of 1.75% of the loan. Annual mortgage insurance premiums range from 0.45% to 1.05% depending on loan term and down payment. Closing costs in Rancho Palos Verdes usually total 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Rancho Palos Verdes do?
An FHA loan specialist guides borrowers through the FHA loan process including credit requirements and property appraisals. They help determine if a home meets FHA minimum property standards. Specialists also explain California-specific mortgage rules and escrow procedures.
What are the FHA loan limits for Rancho Palos Verdes in 2025?
For 2025, FHA loan limits in Los Angeles County including Rancho Palos Verdes are higher than standard limits due to high-cost area designations. The floor limit is $498,257 and the ceiling for a single-family home is $1,149,825. These amounts are set by the U.S. Department of Housing and Urban Development.
What documents do I need for an FHA loan in California?
You need recent pay stubs, W-2 forms from the last two years, tax returns, bank statements, and a valid photo ID. California lenders may also require proof of California residency or a valid driver license. Self-employed borrowers must provide profit and loss statements.