Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 fha loan specialists in Rialto, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Home Lending
101 E Foothill Blvd, Rialto, CA 92376
6266253209
Marcos Rodriguez - Chase Home Lending Advisor - NMLS ID 670231
101 E Foothill Blvd, Rialto, CA 92376
6266253209
Happy Investments, Inc. Rialto CA
380 E Foothill Blvd A, Rialto, CA 92376
9097872676
What Does a FHA Loan Specialist in Rialto Cost?
Typical costs for FHA loan services in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums of 0.45 to 1.05 percent. Lender fees range from 500 to 1,500 dollars. Third party costs such as appraisal title and escrow add 2,000 to 4,000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Rialto?
An FHA loan specialist helps you qualify for a Federal Housing Administration insured loan. They review your credit score income and debt ratios to match you with an approved lender. In California they also ensure compliance with state specific escrow and disclosure rules.
What are the minimum FHA loan requirements in California?
You need a minimum credit score of 580 for a 3.5 percent down payment. A score of 500 to 579 requires a 10 percent down payment. California also requires proof of steady employment and a property appraisal by an FHA approved appraiser.