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Looking for a fha loan specialist in Rocklin? Review the directory below to compare your options.
16 agents listed
Updated May 2026
Rocklin, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 16 fha loan specialists in Rocklin, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Blue Star Lending, Inc.
6960 Destiny Dr Suite 105, Rocklin, CA 95677
9163162386
PrimedUp Home Lending
5828 Lonetree Blvd, Rocklin, CA 95765
9168911283
Revive Mortgage, Inc.
6520 Lonetree Blvd Suite 1041, Rocklin, CA 95765
9167810123
California Loan Associates
5800 Stanford Ranch Rd #320, Rocklin, CA 95765
9166265599
Rocklin Mortgage Brokers - Marissa Knasko
5800 Stanford Ranch Rd STE 300, Rocklin, CA 95765
9166003179
Robin Wood- The Wise Lending Company
3175 Sunset Blvd #102, Rocklin, CA 95677
9167354161
Jill McCain - Xpert Home Lending
4465 Granite Dr #1038, Rocklin, CA 95677
9165400564
Norma Souza- Bilingual Loan Officer
5701 Lonetree Blvd Suite 225, Rocklin, CA 95765
5306350899
Norma Souza- Bilingual Loan Officer
5701 Lonetree Blvd Suite 225, Rocklin, CA 95765
5306350899
Maurice Rogers - California Loan Associates
5800 Stanford Ranch Rd #320, Rocklin, CA 95765
7077584911
Builder Loans
6518 Lonetree Blvd #1058, Rocklin, CA 95765
4159414120
Cox Home Loans
6520 Lonetree Blvd Suite 2011, Rocklin, CA 95765
9167969000
MAE Capital Mortgage
4940 Pacific St, Rocklin, CA 95677
9166726130
Robert A. Carrillo - RAC Home Loans
6691 Miravista Dr, Rocklin, CA 95677
5103035464
Capitol Direct Lending
6524 Lonetree Blvd, Rocklin, CA 95765
9166240767
MAC Real Estate Services - RocklinBroker.com
5701 Lonetree Blvd Suite 126H, Rocklin, CA 95765
9165161116
An FHA loan specialist in Rocklin California helps homebuyers navigate Federal Housing Administration loans which require a lower down payment and credit score than conventional loans. California law mandates that all FHA loan originators hold a valid Mortgage Loan Originator license through the Nationwide Multistate Licensing System. Rocklin residents benefit from local specialists who understand Placer County property values and California-specific escrow and disclosure rules.
What Does a FHA Loan Specialist in Rocklin Cost?
Typical costs for an FHA loan specialist in California include an origination fee of 1 to 2 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan term and down payment. Third-party costs such as appraisal, credit report, and escrow fees add $1,500 to $4,000. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Rocklin California in 2025?
For 2025 the FHA loan limit for a single-family home in Placer County is $529,000 for low-cost areas and up to $1,209,750 for high-cost areas. These limits are set by the Department of Housing and Urban Development and can change annually based on median home prices.
What credit score is needed for an FHA loan in California?
FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with a score between 500 and 579 may qualify with a 10 percent down payment. California lenders may impose higher overlays so check with a specialist.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.