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Find FHA Loan Specialists in Rolling Hills Estates, CA
Looking for a fha loan specialist in Rolling Hills Estates? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Rolling Hills Estates, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 4 fha loan specialists in Rolling Hills Estates, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
West Shores Financial
500 Silver Spur Rd #207, Rolling Hills Estates, CA 90274
3105418000
Summit Mortgage Corporation - Rolling Hills Estates, CA
28151 Highridge Rd Suite 101, Rolling Hills Estates, CA 90275
3103863320
Ben Amor Mortgage Loans
4000 Palos Verdes Dr N #202, Rolling Hills Estates, CA 90274
3109205166
Mortgage, Bank of America
608 Silver Spur Rd, Rolling Hills Estates, CA 90274
4244171884
An FHA loan specialist in Rolling Hills Estates, California can help you navigate the Federal Housing Administration loan process. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). These specialists understand local property values in the Palos Verdes Peninsula area and can guide you through FHA guidelines for single-family homes and condos.
What Does a FHA Loan Specialist in Rolling Hills Estates Cost?
Typical costs for an FHA loan specialist in California include an origination fee of 1% to 1.5% of the loan amount. Additional costs may include appraisal fees of $500 to $800, credit report fees of $30 to $50, and title insurance fees of $1,000 to $2,500. The upfront mortgage insurance premium is 1.75% of the loan amount, and annual mortgage insurance premiums range from 0.45% to 1.05% of the loan balance. These costs vary based on the lender, loan size, and borrower credit profile. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum property requirements for an FHA loan in Rolling Hills Estates?
FHA loans require the property to meet minimum health and safety standards. In California, a licensed appraiser must inspect the home for issues like lead paint, roof condition, and structural soundness. The property must be the borrower's primary residence.
What is the maximum FHA loan limit for Los Angeles County in 2025?
For 2025, the FHA loan limit for a single-family home in Los Angeles County, which includes Rolling Hills Estates, is $1,209,750. This high limit reflects the area's elevated median home prices. Limits are adjusted annually by the Department of Housing and Urban Development.
How does California law affect FHA loan closing costs?
California law requires lenders to provide a Loan Estimate within three business days of application. Closing costs for an FHA loan in California typically range from 2% to 5% of the loan amount. These costs include the upfront mortgage insurance premium, which is 1.75% of the base loan amount.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.