Find FHA Loan Specialists in Rosemead, CA
Browse fha loan specialists serving Rosemead, California. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of California before hiring.
Showing 3 fha loan specialists in Rosemead, CA
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What Does a FHA Loan Specialist in Rosemead Cost?
Typical costs for FHA loan specialist services in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus annual mortgage insurance premiums ranging from 0.15 to 0.75 percent. Lender fees for processing and underwriting usually range from 500 to 2,000 dollars. Appraisal costs in Rosemead average 500 to 700 dollars. Title and escrow fees vary by transaction. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Rosemead California?
FHA loan limits for Rosemead are based on Los Angeles County limits. For 2024, the standard limit for a single-family home is $1,149,825 in high-cost areas. Limits change each year and depend on the property type.
What credit score is needed for an FHA loan in California?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Scores between 500 and 579 may still qualify with a 10 percent down payment. Each lender may have stricter requirements.
Are there California-specific rules for FHA loans?
California requires FHA lenders to follow state anti-predatory lending laws and disclose all fees upfront. The California Department of Financial Protection and Innovation oversees mortgage lending. Borrowers also receive a three-day rescission period after signing.