Find FHA Loan Specialists Near You in Roseville, CA
Compare fha loan specialists in Roseville. Review contact information and insurance categorys before you decide.
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State Mortgage Licensing Authority of California before hiring.
Showing 20 fha loan specialists in Roseville, CA
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What Does a FHA Loan Specialist in Roseville Cost?
Typical costs for an FHA loan in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 percent to 0.85 percent. Lender origination fees range from 0.5 percent to 1.0 percent of the loan amount. Appraisal fees in Roseville average $500 to $700, and title insurance costs vary by property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Roseville do?
An FHA loan specialist guides you through the FHA loan process from pre-approval to closing. They review your income, credit, and assets to determine eligibility. They also help you understand California-specific requirements such as property appraisal standards and loan limits for Placer County.
What are the FHA loan limits for Roseville California?
For 2025, the FHA loan limit for a single-family home in Placer County is $498,257. Higher limits apply for duplexes, triplexes, and fourplexes. These limits are set by the U.S. Department of Housing and Urban Development and can change annually.