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Compare fha loan specialists in San Diego. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
San Diego, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 fha loan specialists in San Diego, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Synergy One Lending
610 W Ash St Suite 1505, San Diego, CA 92101
8889951256
Guild Mortgage Company
5887 Copley Dr Floors 1, 3, 4, 5, And 6, San Diego, CA 92111
8002838823
Cornerstone First Mortgage
2655 Camino Del Rio N #100, San Diego, CA 92108
8668151803
RWM Home Loans
11234 El Camino Real, San Diego, CA 92130
8587942155
Scott Evans at CrossCountry Mortgage
8885 Rio San Diego Dr suite 370, San Diego, CA 92108
6197237289
West Coast Funding Team of E Mortgage Capital
2555 Camino del Rio S Suite 210, San Diego, CA 92108
6198551084
HomePlus Mortgage NMLS ID# 78669
9655 Granite Ridge Dr #200, San Diego, CA 92123
8008107587
LendSure Mortgage
12230 World Trade Dr Suite 250, San Diego, CA 92128
8887077811
Allied Pacific Financial
4825 Hawley Blvd, San Diego, CA 92116
8587750160
Maureen Martin at HomePlus Mortgage
1455 Frazee Rd Suite 500, San Diego, CA 92108
6198577191
LOAN GOAT | #1 Hard Money Lender
3030 El Cajon Blvd, San Diego, CA 92104
6193333330
Hansen-Tyler Team at CrossCountry Mortgage
3636 Nobel Dr Suite 130, San Diego, CA 92122
8582598700
Mortgage Advisors at Barrett Financial Group (NMLS #2328729)
3111 Camino Del Rio N Suite 905, San Diego, CA 92108
5033515289
Military Home Loans
8885 Rio San Diego Dr Suite 347, San Diego, CA 92108
6194225900
SD Mortgage Couple
12230 El Camino Real #100, San Diego, CA 92130
6197326112
San Diego Mortgage Lending Solutions - C2 Financial
11622 El Camino Real # 100, San Diego, CA 92130
8586886813
Shanne Sleder, Team Sleder - RWM Home Loans
11234 El Camino Real, San Diego, CA 92130
8588297186
Community Mortgage Inc.
814 Morena Blvd UNIT 310, San Diego, CA 92110
6196923630
Plan Prepare Home
3855 Granada Ave, San Diego, CA 92104
6197775700
Corey Husted - Intercap Lending
8954 Rio San Diego Dr #102, San Diego, CA 92108
6198892245
An FHA loan specialist in San Diego can guide you through the process of obtaining a mortgage insured by the Federal Housing Administration. This is a popular option for first time home buyers and those with lower credit scores. In California, FHA loans require a minimum down payment of 3.5 percent and must meet specific property condition standards set by HUD.
What Does a FHA Loan Specialist in San Diego Cost?
Typical costs for an FHA loan in California include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount and an annual mortgage insurance premium (MIP) ranging from 0.45 to 1.05 percent depending on loan term and down payment. Closing costs in San Diego generally range from 2 to 5 percent of the purchase price. Other fees may include appraisal costs around 500 to 700 dollars and lender origination fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the credit score requirements for an FHA loan in San Diego?
For an FHA loan in San Diego you typically need a credit score of at least 580 to qualify for the 3.5 percent down payment option. If your score is between 500 and 579 you may still qualify but you will need a 10 percent down payment. Lenders may have their own overlays so requirements can vary.
What is the FHA loan limit for San Diego County in 2025?
For 2025 the FHA loan limit for a single family home in San Diego County is 1,209,750 for high cost areas. This limit is higher than the standard FHA limit because San Diego is designated as a high cost area. Limits are updated annually by HUD.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.