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Looking for a fha loan specialist in San Gabriel? Review the directory below to compare your options.
4 agents listed
Updated May 2026
San Gabriel, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 4 fha loan specialists in San Gabriel, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Victoria Financial Corp.
217 W Las Tunas Dr, San Gabriel, CA 91776
6265760818
First Professional Finance Co
501 S San Gabriel Blvd STE 203, San Gabriel, CA 91776
6262876886
East Star Mortgage
1045 E Valley Blvd a109, San Gabriel, CA 91776
6262863838
F P Mortgage
1811 S Del Mar Ave UNIT 202, San Gabriel, CA 91776
9095955512
FHA loan specialists in San Gabriel, California help homebuyers secure government-backed mortgages with lower down payments and flexible credit requirements. California law requires FHA lenders to provide a Loan Estimate within three business days of application. San Gabriel borrowers often use FHA loans for single-family homes or condos in this Los Angeles County community.
What Does a FHA Loan Specialist in San Gabriel Cost?
Typical costs for an FHA loan in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus annual mortgage insurance premiums ranging from 0.45 to 1.05 percent. Closing costs in San Gabriel generally range from 2 to 5 percent of the purchase price, including appraisal fees around $500 to $700 and title insurance fees. Costs vary by lender, loan size, and borrower profile. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in San Gabriel?
Most FHA lenders in California require a minimum credit score of 580 for a 3.5 percent down payment. Scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may set its own requirements above the FHA minimum.
Are there FHA loan limits for San Gabriel homes?
Yes, FHA loan limits for Los Angeles County in 2024 are set at $1,149,825 for single-family homes. These limits adjust annually based on median home prices. A specialist can confirm the current limit for your specific property type.
What documents do I need to apply for an FHA loan in California?
You typically need pay stubs from the last 30 days, W-2 forms from the past two years, tax returns, bank statements, and a valid ID. Self-employed borrowers may need additional profit and loss statements. California lenders also require a signed authorization to verify employment.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.